Adds CFPB code of conduct

CODE_OF_CONDUCT.md

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+# CFPB Open Source Code of Conduct
+
+## Introduction
+
+The [Consumer Financial Protection Bureau](https://www.consumerfinance.gov) (CFPB) is committed to 
+building a safe, welcoming, harassment-free culture for everyone. We do not merely want an 
+environment that is free from hostility, we want one that is actively welcoming and inclusive. We 
+want our team, our workplace culture, and our open source community to reflect and celebrate the 
+diversity of the people we serve.
+
+This Code of Conduct summarizes federal anti-harassment law and CFPB policy. 
+
+## Scope
+
+We expect everyone on the CFPB team, and those contributing to our open source community, to exhibit 
+these behaviors and abide by applicable federal laws and CFPB policies. In addition, we expect 
+everyone within CFPB spaces to exhibit these behaviors and refrain from behavior prohibited by 
+anti-harassment laws and federal policies on harassment. These spaces include:
+
+- CFPB’s physical offices
+- CFPB events and meetings
+- All of CFPB’s online forums and virtual collaboration tools, including code repositories
+
+
+## What we strive for
+
+At the CFPB, we strive to create a welcoming and inclusive culture that empowers people to best protect 
+the financial interests of all consumers. That kind of atmosphere requires an open exchange of ideas 
+balanced by thoughtful guidelines. Examples of behavior that contributes to a positive environment 
+for our open source community include:
+
+- Demonstrating empathy and kindness toward other people
+- Being respectful of differing opinions, viewpoints, and experiences
+- Giving and gracefully accepting constructive feedback
+- Accepting responsibility and apologizing to those affected by our mistakes, and learning from the experience
+- Focusing on what is best not just for us as individuals, but for the overall community and public
+
+## Unacceptable behavior
+
+To help understand the kinds of behaviors that are illegal or run counter to the culture we seek to 
+foster, we've listed some actions below that violate federal law and CFPB policy. We've also included 
+steps to take if you encounter behavior that runs contrary to this policy.
+
+The CFPB Policy Statement on Equal Employment Opportunity and Workplace Harassment forbids 
+discrimination or harassment based on:
+
+- Race
+- Color
+- Religion
+- Sex (including pregnancy, sexual orientation, transgender status, gender identity or expression, gender non-conformity, or sex stereotyping of any kind)
+- National origin
+- Disability
+- Age (40 years or older)
+- Genetic information
+- Parental status
+- Political affiliation
+- Marital status
+- Uniformed status
+- Membership in a labor organization or union activities
+- Prior equal employment opportunity (EEO) or whistleblower activity
+- Any other factor unrelated to your merit
+
+The policy also forbids harassing conduct, which includes unwelcome conduct based on any (or a combination of) protected traits or characteristics. Such conduct may take the form of any of the following: 
+
+- Offensive jokes, comments, objects, or pictures 
+- Questions about a person’s identity (e.g., disability status, gender identity, sexual orientation, national origin, etc.) 
+- Undue attention 
+- Ridicule or mockery 
+- Insults or put-downs 
+- Touching/physical contact 
+- Slurs or epithets 
+- Threats or other forms of intimidation 
+- Physical or sexual assault
+
+## Reporting violations
+
+If you are a CFPB employee, former CFPB employee, or job applicant to CFPB and believe you have been 
+discriminated against or harassed on the basis of race, color, religion, sex (including pregnancy, 
+sexual orientation, transgender status, gender identity or expression, gender non-conformity, or sex 
+stereotyping of any kind), national origin, disability, age (40 years or older), genetic information, 
+parental status, or retaliated against for prior Equal Employment Opportunity (EEO) activity, contact the CFPB’s Office of Civil Rights.
+
+[email protected]
+
+(202) 435-9EEO
+(855) 233-0362
+TTY: (202) 435-9742
+
+Office of Civil Rights
+Consumer Financial Protection Bureau
+1700 G Street, NW
+Washington, D.C. 20552
+
+For help filing a complaint about discrimination on the basis of marital status, political 
+affiliation, or any other non-merit factor, or for claims of retaliation for [whistleblower activity](https://www.consumerfinance.gov/office-civil-rights/whistleblowers/), contact the [Office of Special Counsel](https://www.osc.gov/) or the [Merit Systems Protection Board](https://www.mspb.gov/).
+
+For help filing a complaint about discrimination on the basis of uniformed status, you may contact 
+the [Veterans’ Employment and Training Service (VETS)](https://www.dol.gov/vets/) at the Department of Labor, the [Merit Systems Protection Board](https://www.mspb.gov/), or the [Office of Special Counsel](https://osc.gov/), depending on the circumstances.
+
+For help filing a complaint about discrimination on the basis of membership in a labor organization, 
+you may contact the [Federal Labor Relations Authority](https://flra.gov/) or your union (if applicable).
+
+### Equal employment opportunity policy
+
+For more information about the CFPB’s equal employment opportunity (EEO) policies and procedures visit https://www.consumerfinance.gov/office-civil-rights/eeo-policy-and-reports/ 
+
+## Credits
+
+The CFPB is greatly appreciative of the multiple sources that we drew from to build this Code of Conduct, including:
+
+- [The Technology Transformation Services (TTS) Code of Conduct](https://18f.gsa.gov/code-of-conduct/)
+- [The Contributor Covenant](https://www.contributor-covenant.org/)
+- [Code for America Code of Conduct](https://github.com/codeforamerica/codeofconduct)
+- [Ada Initiative: HOWTO design a code of conduct for your community](https://adainitiative.org/2014/02/18/howto-design-a-code-of-conduct-for-your-community/)
+- [Geek Feminism Code of Conduct](https://geekfeminismdotorg.wordpress.com/about/code-of-conduct/)