Risk Analytics in Banking and Financial Services | Loan Default
Objective: Developed a foundational understanding of risk analytics within banking, with a focus on using data to minimize lending risks and reduce the likelihood of defaults.
Key Responsibilities:
1.Analyzed various factors such as loan type, loan purpose, commercial nature, and credit score, and their effects on loan defaults.
2.Investigated the correlation between key financial variables—upfront charges, loan amount, interest rates, and property values—and the probability of loan default.
3.Conducted in-depth data analysis to uncover patterns and insights into default tendencies.
Outcome: Delivered insights aimed at improving risk assessment strategies for lending institutions, contributing to informed decision-making and proactive default prevention measures.
