diff --git a/README.md b/README.md
index ef4b702..47d9589 100644
--- a/README.md
+++ b/README.md
@@ -109,6 +109,8 @@ Configuration base name. The default is `config`.
 
 Configuration file name without extension. Default is generated from `name` (f.e., if `name` is `foo`, the config file will be => `foo.config`).
 
+Set to `false` to avoid loading the config file.
+
 ### `rcFile`
 
 RC Config file name. Default is generated from `name` (name=foo => `.foorc`).
diff --git a/src/loader.ts b/src/loader.ts
index 6c36b3a..b87f9b7 100644
--- a/src/loader.ts
+++ b/src/loader.ts
@@ -72,20 +72,24 @@ export async function loadConfig<
   const _merger = options.merger || defu;
 
   // Create jiti instance
-  options.jiti =
-    options.jiti ||
-    createJiti(join(options.cwd, options.configFile), {
-      interopDefault: true,
-      moduleCache: false,
-      extensions: [...SUPPORTED_EXTENSIONS],
-      ...options.jitiOptions,
-    });
+  if (options.configFile) {
+    options.jiti =
+      options.jiti ||
+      createJiti(join(options.cwd, options.configFile), {
+        interopDefault: true,
+        moduleCache: false,
+        extensions: [...SUPPORTED_EXTENSIONS],
+        ...options.jitiOptions,
+      });
+  }
 
   // Create context
   const r: ResolvedConfig<T, MT> = {
     config: {} as any,
     cwd: options.cwd,
-    configFile: resolve(options.cwd, options.configFile),
+    configFile: options.configFile
+      ? resolve(options.cwd, options.configFile)
+      : options.configFile,
     layers: [],
   };
 
@@ -109,14 +113,16 @@ export async function loadConfig<
   }
 
   // Load main config file
-  const _mainConfig = await resolveConfig(".", options);
-  if (_mainConfig.configFile) {
-    _configs.main = _mainConfig.config;
-    r.configFile = _mainConfig.configFile;
-  }
+  if (options.configFile) {
+    const _mainConfig = await resolveConfig(".", options);
+    if (_mainConfig.configFile) {
+      _configs.main = _mainConfig.config;
+      r.configFile = _mainConfig.configFile;
+    }
 
-  if (_mainConfig.meta) {
-    r.meta = _mainConfig.meta;
+    if (_mainConfig.meta) {
+      r.meta = _mainConfig.meta;
+    }
   }
 
   // Load rc files
@@ -185,7 +191,11 @@ export async function loadConfig<
       configFile: undefined,
       cwd: undefined,
     },
-    { config: configs.main, configFile: options.configFile, cwd: options.cwd },
+    configs.main && {
+      config: configs.main,
+      configFile: options.configFile,
+      cwd: options.cwd,
+    },
     configs.rc && { config: configs.rc, configFile: options.rcFile },
     configs.packageJson && {
       config: configs.packageJson,
@@ -303,6 +313,16 @@ async function resolveConfig<
     }
   }
 
+  if (options.configFile === false) {
+    return {
+      config: undefined as unknown as T,
+      configFile: undefined,
+      cwd: options.cwd,
+      source,
+      sourceOptions,
+    };
+  }
+
   // Custom merger
   const _merger = options.merger || defu;
 
diff --git a/src/types.ts b/src/types.ts
index 636f7bb..d9b35a1 100644
--- a/src/types.ts
+++ b/src/types.ts
@@ -68,7 +68,7 @@ export interface ConfigLayer<
   sourceOptions?: SourceOptions<T, MT>;
   meta?: MT;
   cwd?: string;
-  configFile?: string;
+  configFile?: string | false;
 }
 
 export interface ResolvedConfig<
@@ -101,9 +101,9 @@ export interface LoadConfigOptions<
   name?: string;
   cwd?: string;
 
-  configFile?: string;
+  configFile?: string | false;
 
-  rcFile?: false | string;
+  rcFile?: string | false;
   globalRc?: boolean;
 
   dotenv?: boolean | DotenvOptions;
diff --git a/src/watch.ts b/src/watch.ts
index 689f4ab..c1bc236 100644
--- a/src/watch.ts
+++ b/src/watch.ts
@@ -66,15 +66,17 @@ export async function watchConfig<
       (config.layers || [])
         .filter((l) => l.cwd)
         .flatMap((l) => [
-          ...SUPPORTED_EXTENSIONS.flatMap((ext) => [
-            resolve(l.cwd!, configFileName + ext),
-            resolve(l.cwd!, ".config", configFileName + ext),
-            resolve(
-              l.cwd!,
-              ".config",
-              configFileName.replace(/\.config$/, "") + ext,
-            ),
-          ]),
+          ...(configFileName
+            ? SUPPORTED_EXTENSIONS.flatMap((ext) => [
+                resolve(l.cwd!, configFileName + ext),
+                resolve(l.cwd!, ".config", configFileName + ext),
+                resolve(
+                  l.cwd!,
+                  ".config",
+                  configFileName.replace(/\.config$/, "") + ext,
+                ),
+              ])
+            : []),
           l.source && resolve(l.cwd!, l.source),
           // TODO: Support watching rc from home and workspace
           options.rcFile &&
diff --git a/test/loader.test.ts b/test/loader.test.ts
index 1831941..4fd813d 100644
--- a/test/loader.test.ts
+++ b/test/loader.test.ts
@@ -225,6 +225,82 @@ describe("loader", () => {
     `);
   });
 
+  it("load fixture config with `configFile` disabled", async () => {
+    type UserConfig = Partial<{
+      virtual: boolean;
+      overridden: boolean;
+      enableDefault: boolean;
+      defaultConfig: boolean;
+      extends: string[];
+    }>;
+    const { config, layers } = await loadConfig<UserConfig>({
+      cwd: r("./fixture"),
+      name: "test",
+      dotenv: true,
+      packageJson: ["c12", "c12-alt"],
+      globalRc: true,
+      envName: "test",
+      configFile: false,
+      extend: {
+        extendKey: ["theme", "extends"],
+      },
+      resolve: (id) => {
+        if (id === "virtual") {
+          return { config: { virtual: true } };
+        }
+      },
+      overrides: {
+        overridden: true,
+      },
+      defaults: {
+        defaultConfig: true,
+      },
+      defaultConfig: ({ configs }) => {
+        if (configs?.main?.enableDefault) {
+          return Promise.resolve({
+            extends: ["virtual"],
+          });
+        }
+        return {};
+      },
+    });
+
+    expect(transformPaths(config!)).toMatchInlineSnapshot(`
+      {
+        "defaultConfig": true,
+        "overridden": true,
+        "packageJSON": true,
+        "packageJSON2": true,
+        "rcFile": true,
+        "testConfig": true,
+      }
+    `);
+
+    expect(transformPaths(layers!)).toMatchInlineSnapshot(`
+      [
+        {
+          "config": {
+            "overridden": true,
+          },
+        },
+        {
+          "config": {
+            "rcFile": true,
+            "testConfig": true,
+          },
+          "configFile": ".testrc",
+        },
+        {
+          "config": {
+            "packageJSON": true,
+            "packageJSON2": true,
+          },
+          "configFile": "package.json",
+        },
+      ]
+    `);
+  });
+
   it("extend from git repo", async () => {
     const { config } = await loadConfig({
       name: "test",