feat: add 140+ SEO guide pages for programmatic discovery

Combines content from:
- tempoxyz/tempo#2140 (88 how-to guides + 58 integration pages)
- #1 (60 guides pages)

Categories include:
- FX & Cross-Border: 40+ country corridors
- Stablecoin Guides: USDC/USDT/DAI/PYUSD/EURC token pages
- Business Payments: B2B, payroll, AR/AP, payment gateways
- Use Cases: Remittances, agentic commerce, micropayments
- Integrations: 58 partner integration guides (Stripe, Fireblocks, etc.)
- How-To: Step-by-step guides for common tasks
- Features: Stablecoin gas, sub-cent fees, instant finality

Pages are crawlable at /how-to/* but hidden from sidebar nav,
optimized for SEO and AI assistant discovery.

Author: gakonst

src/pages/how-to/accept-stablecoin-payments-for-business.mdx

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+---
+title: "Accept Stablecoin Payments for Business"
+description: "Learn how to accept stablecoin payments for your business with Tempo's ~$0.001 fees, instant settlement, and ERP-ready payment metadata."
+---
+
+# Accept Stablecoin Payments for Business
+
+Stablecoins offer businesses a faster, cheaper alternative to traditional payment rails. With Tempo, you can accept USDC and other stablecoins with transaction fees as low as ~$0.001 and instant settlement—no waiting days for funds to clear.
+
+## Why Accept Stablecoin Payments?
+
+- **Near-zero fees**: Transaction costs of ~$0.001 compared to 2-3% credit card fees
+- **Instant settlement**: Funds arrive in seconds, not days
+- **Global reach**: Accept payments from anywhere without currency conversion delays
+- **No chargebacks**: Transactions are final once confirmed
+
+## How Tempo Makes It Simple
+
+### Stablecoin-Native Gas
+
+Tempo eliminates the complexity of managing native gas tokens. Pay transaction fees directly in stablecoins, simplifying your treasury operations and accounting.
+
+### Payment Metadata for Accounting
+
+Every Tempo transaction supports rich metadata—invoice numbers, customer IDs, order references—that integrates directly with your ERP and accounting systems. No more manual reconciliation.
+
+### Batch Payments
+
+Process hundreds of payments in a single transaction, reducing costs and operational overhead for high-volume businesses.
+
+## Getting Started
+
+1. **Set up a Tempo wallet** for your business treasury
+2. **Generate payment addresses** or integrate with Tempo's payment APIs
+3. **Configure metadata fields** to match your invoicing system
+4. **Connect to your ERP** using Tempo's transaction data exports
+
+## Next Steps
+
+Ready to start accepting stablecoin payments?
+
+- [Read the Tempo documentation](https://docs.tempo.xyz) for technical integration guides
+- [Explore the payment APIs](https://docs.tempo.xyz) for programmatic payment processing
+- [Learn about batch payments](https://docs.tempo.xyz) for high-volume use cases

src/pages/how-to/accept-usdc-payments.mdx

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+---
+title: "Accept USDC Payments"
+description: "Start accepting USDC payments with Tempo's ~$0.001 transaction fees, instant settlement, and built-in metadata for seamless accounting integration."
+---
+
+# Accept USDC Payments
+
+USDC is the most widely adopted stablecoin for business payments. Tempo provides the infrastructure to accept USDC with minimal fees, instant finality, and enterprise-grade payment tracking.
+
+## Why USDC?
+
+- **Dollar-denominated**: 1 USDC = 1 USD, eliminating volatility concerns
+- **Widely held**: Your customers and partners likely already have USDC
+- **Regulatory clarity**: Issued by Circle with transparent reserves and audits
+
+## Tempo's USDC Payment Advantages
+
+### Ultra-Low Transaction Costs
+
+Tempo's transaction fees are approximately $0.001—a fraction of a cent per payment. Compare that to:
+
+- Credit cards: 2.5-3.5% + $0.30 per transaction
+- Wire transfers: $25-50 per transaction
+- ACH: $0.25-1.00 per transaction
+
+### Instant Settlement
+
+USDC payments on Tempo settle in seconds. No T+2 delays, no batch processing windows, no waiting for bank business hours.
+
+### Stablecoin-Native Gas Fees
+
+Unlike other blockchains that require ETH or other volatile tokens for gas, Tempo lets you pay transaction fees in stablecoins. This simplifies treasury management and eliminates gas token volatility.
+
+### Rich Payment Metadata
+
+Attach invoice numbers, PO references, customer IDs, and custom fields to every transaction. This metadata flows directly into your accounting and ERP systems.
+
+## Implementation Steps
+
+1. **Create a Tempo business wallet** to receive USDC payments
+2. **Generate unique payment addresses** for each customer or invoice
+3. **Set up webhooks** to receive real-time payment notifications
+4. **Configure metadata schemas** that match your invoicing workflow
+5. **Export transaction data** to your accounting system
+
+## Enterprise Features
+
+- **Batch payments**: Process bulk disbursements in a single transaction
+- **Multi-signature wallets**: Require multiple approvals for large transactions
+- **API access**: Full programmatic control over payment operations
+
+## Get Started
+
+Visit [docs.tempo.xyz](https://docs.tempo.xyz) for complete integration guides, API documentation, and SDKs.

src/pages/how-to/add-payments-to-your-app.mdx

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+---
+title: "Add Payments to Your App"
+description: "Embed instant payments with Tempo's smart accounts and passkeys. Stablecoin-native gas, ~0.5s finality, and payment metadata make integration seamless for any app."
+---
+
+# Add Payments to Your App
+
+Learn how to integrate Tempo's payment infrastructure into your application.

src/pages/how-to/ai-agent-payments.mdx

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+---
+title: "AI Agent Payments"
+description: "Enable AI agents to send and receive payments with Tempo's smart accounts and passkeys. ~$0.001 fees and payment metadata support autonomous agent commerce."
+---
+
+# AI Agent Payments
+
+Learn how to integrate payment capabilities into AI agents using Tempo.

src/pages/how-to/aml-kyc-for-crypto-payments.mdx

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+---
+title: "AML and KYC for Crypto Payments"
+description: "Build effective anti-money laundering programs for crypto payments including KYC requirements, transaction monitoring, and SAR filing procedures."
+---
+
+# AML and KYC for Crypto Payments
+
+Anti-Money Laundering (AML) and Know Your Customer (KYC) programs form the foundation of compliant crypto payment operations. This guide covers the essential components of an effective compliance program for businesses handling stablecoin and cryptocurrency payments.
+
+> **Disclaimer:** This content is for informational purposes only and does not constitute legal, financial, or regulatory advice. AML/KYC requirements vary by jurisdiction—work with qualified compliance professionals to design your program.
+
+## Regulatory Context
+
+AML/KYC obligations for crypto businesses stem from multiple regulatory frameworks:
+
+- **Bank Secrecy Act (BSA):** US federal AML requirements administered by FinCEN
+- **EU Anti-Money Laundering Directives (AMLD):** European AML framework, now in its 6th iteration
+- **FATF Standards:** Global AML/CFT recommendations adopted by 200+ jurisdictions
+- **Local Licensing Requirements:** State/national regulators often impose additional AML obligations
+
+Crypto-specific guidance addresses unique risks including pseudonymous transactions, cross-border transfers, and emerging illicit finance typologies.
+
+## Key Requirements
+
+### AML Program Components
+
+A compliant AML program includes five pillars:
+
+1. **Written Policies and Procedures:** Documented controls tailored to your risk profile
+2. **Designated Compliance Officer:** Qualified individual with authority and resources
+3. **Training Program:** Regular training for all relevant personnel
+4. **Independent Testing:** Periodic audits by internal audit or external parties
+5. **Customer Due Diligence (CDD):** Risk-based procedures for identifying and verifying customers
+
+### KYC Requirements
+
+Customer identification and verification typically includes:
+
+- **Identity Verification:** Collect and verify name, date of birth, address, and government ID
+- **Beneficial Ownership:** Identify individuals who own or control 25%+ of legal entity customers
+- **Customer Risk Rating:** Assign risk scores based on customer type, geography, activity patterns
+- **Enhanced Due Diligence (EDD):** Apply heightened scrutiny for higher-risk customers
+- **Ongoing Monitoring:** Periodically refresh customer information and risk assessments
+
+### Sanctions Compliance
+
+Screen customers and transactions against:
+
+- OFAC Specially Designated Nationals (SDN) List
+- EU Consolidated Sanctions List
+- UN Security Council Sanctions
+- Jurisdiction-specific sanctions programs
+- Sanctioned wallet addresses and blockchain clusters
+
+## Implementation Guidance
+
+### Building Your KYC Process
+
+1. **Define Customer Tiers:** Establish verification levels based on transaction limits and risk
+2. **Select Verification Methods:** Choose appropriate identity verification tools (document verification, biometrics, database checks)
+3. **Implement Onboarding Workflows:** Build user flows that collect required information with minimal friction
+4. **Configure Risk Scoring:** Develop algorithms incorporating geography, occupation, transaction patterns, and other factors
+5. **Establish Review Procedures:** Create workflows for manual review of high-risk customers or verification failures
+
+### Transaction Monitoring
+
+Effective monitoring systems should:
+
+- **Detect Suspicious Patterns:** Identify structuring, rapid movement, unusual transaction sizes
+- **Flag High-Risk Counterparties:** Alert on transactions involving high-risk wallets or jurisdictions
+- **Incorporate Blockchain Analytics:** Use tools like Chainalysis or Elliptic for on-chain risk assessment
+- **Generate Actionable Alerts:** Minimize false positives while capturing genuine risks
+- **Support Investigation:** Provide context and visualization tools for alert review
+
+#### Common Red Flags for Crypto Payments
+
+| Red Flag | Description |
+|----------|-------------|
+| Structuring | Breaking transactions to avoid thresholds |
+| Mixing/Tumbling | Use of services designed to obscure transaction history |
+| Darknet Exposure | Connections to known darknet marketplace wallets |
+| Sanctions Nexus | Direct or indirect exposure to sanctioned addresses |
+| Rapid Layering | Quick movement through multiple wallets before off-ramping |
+| Inconsistent Activity | Transactions inconsistent with stated purpose or customer profile |
+
+### SAR Filing Procedures
+
+When suspicious activity is detected:
+
+1. **Investigate:** Review transaction details, customer history, and blockchain analytics
+2. **Document:** Record investigation findings and decision rationale
+3. **Escalate:** Route to BSA Officer or compliance committee for filing decision
+4. **File Timely:** Submit SARs within 30 days of detection (US requirement)
+5. **Maintain Confidentiality:** Do not disclose SAR filings to customers
+6. **Retain Records:** Keep SAR documentation for 5+ years
+
+## Best Practices
+
+- **Risk-Based Approach:** Allocate resources proportionate to actual risk exposure
+- **Technology Investment:** Leverage automation for screening, monitoring, and case management
+- **Vendor Due Diligence:** Thoroughly evaluate compliance technology providers
+- **Typology Awareness:** Stay current on emerging crypto money laundering techniques
+- **Regulatory Engagement:** Participate in industry forums and respond to regulatory consultations
+- **Culture of Compliance:** Foster organization-wide understanding of AML importance
+- **Continuous Improvement:** Regularly assess program effectiveness and address gaps
+
+### Recommended Tools and Partners
+
+| Category | Providers |
+|----------|-----------|
+| Blockchain Analytics | Chainalysis, Elliptic, TRM Labs, Merkle Science |
+| Identity Verification | Jumio, Onfido, Veriff, Persona |
+| Sanctions Screening | ComplyAdvantage, Dow Jones, LexisNexis |
+| Case Management | Hummingbird, Alessa, Unit21 |
+| Travel Rule | Notabene, Sygna, TRUST |
+
+## Resources and Further Reading
+
+- [FinCEN BSA Resources](https://www.fincen.gov/) - US AML guidance and SAR filing
+- [FATF Guidance on Virtual Assets](https://www.fatf-gafi.org/) - Global standards
+- [Chainalysis Crypto Crime Report](https://www.chainalysis.com/) - Annual illicit finance trends
+- [Elliptic Typologies](https://www.elliptic.co/) - Money laundering pattern analysis
+- [ACAMS Resources](https://www.acams.org/) - Professional development and guidance
+- [Tempo Compliance APIs](https://docs.tempo.xyz) - Integration documentation
+
+---
+
+*Last updated: 2024. AML/KYC requirements evolve as regulators address emerging risks—maintain an active regulatory monitoring program.*