diff --git a/next-env.d.ts b/next-env.d.ts
new file mode 100644
index 0000000..40c3d68
--- /dev/null
+++ b/next-env.d.ts
@@ -0,0 +1,5 @@
+/// <reference types="next" />
+/// <reference types="next/image-types/global" />
+
+// NOTE: This file should not be edited
+// see https://nextjs.org/docs/app/building-your-application/configuring/typescript for more information.
diff --git a/package.json b/package.json
index 7e788f6..a4f126c 100644
--- a/package.json
+++ b/package.json
@@ -9,8 +9,9 @@
     "lint": "next lint"
   },
   "dependencies": {
-    "@sorosave/sdk": "workspace:*",
+    "@albedo-link/intent": "^0.13.0",
     "@stellar/freighter-api": "^2.0.0",
+    "@stellar/stellar-sdk": "^12.0.0",
     "next": "^14.2.0",
     "react": "^18.3.0",
     "react-dom": "^18.3.0"
diff --git a/pnpm-lock.yaml b/pnpm-lock.yaml
new file mode 100644
index 0000000..1be13f7
--- /dev/null
+++ b/pnpm-lock.yaml
@@ -0,0 +1,1472 @@
+lockfileVersion: '9.0'
+
+settings:
+  autoInstallPeers: true
+  excludeLinksFromLockfile: false
+
+importers:
+
+  .:
+    dependencies:
+      '@albedo-link/intent':
+        specifier: ^0.13.0
+        version: 0.13.0
+      '@stellar/freighter-api':
+        specifier: ^2.0.0
+        version: 2.0.0
+      '@stellar/stellar-sdk':
+        specifier: ^12.0.0
+        version: 12.3.0
+      next:
+        specifier: ^14.2.0
+        version: 14.2.35(react-dom@18.3.1(react@18.3.1))(react@18.3.1)
+      react:
+        specifier: ^18.3.0
+        version: 18.3.1
+      react-dom:
+        specifier: ^18.3.0
+        version: 18.3.1(react@18.3.1)
+    devDependencies:
+      '@types/node':
+        specifier: ^20.0.0
+        version: 20.19.33
+      '@types/react':
+        specifier: ^18.3.0
+        version: 18.3.28
+      '@types/react-dom':
+        specifier: ^18.3.0
+        version: 18.3.7(@types/react@18.3.28)
+      autoprefixer:
+        specifier: ^10.4.0
+        version: 10.4.24(postcss@8.5.6)
+      postcss:
+        specifier: ^8.4.0
+        version: 8.5.6
+      tailwindcss:
+        specifier: ^3.4.0
+        version: 3.4.19
+      typescript:
+        specifier: ^5.5.0
+        version: 5.9.3
+
+packages:
+
+  '@albedo-link/intent@0.13.0':
+    resolution: {integrity: sha512-A8CBXqGQEBMXhwxNXj5inC6HLjyx5Do7jW99NOFeecYd1nPUq8gfM0tvoNoR8H8JQ11aTl9tyQBuu/+l3xeBnQ==}
+
+  '@alloc/quick-lru@5.2.0':
+    resolution: {integrity: sha512-UrcABB+4bUrFABwbluTIBErXwvbsU/V7TZWfmbgJfbkwiBuziS9gxdODUyuiecfdGQ85jglMW6juS3+z5TsKLw==}
+    engines: {node: '>=10'}
+
+  '@jridgewell/gen-mapping@0.3.13':
+    resolution: {integrity: sha512-2kkt/7niJ6MgEPxF0bYdQ6etZaA+fQvDcLKckhy1yIQOzaoKjBBjSj63/aLVjYE3qhRt5dvM+uUyfCg6UKCBbA==}
+
+  '@jridgewell/resolve-uri@3.1.2':
+    resolution: {integrity: sha512-bRISgCIjP20/tbWSPWMEi54QVPRZExkuD9lJL+UIxUKtwVJA8wW1Trb1jMs1RFXo1CBTNZ/5hpC9QvmKWdopKw==}
+    engines: {node: '>=6.0.0'}
+
+  '@jridgewell/sourcemap-codec@1.5.5':
+    resolution: {integrity: sha512-cYQ9310grqxueWbl+WuIUIaiUaDcj7WOq5fVhEljNVgRfOUhY9fy2zTvfoqWsnebh8Sl70VScFbICvJnLKB0Og==}
+
+  '@jridgewell/trace-mapping@0.3.31':
+    resolution: {integrity: sha512-zzNR+SdQSDJzc8joaeP8QQoCQr8NuYx2dIIytl1QeBEZHJ9uW6hebsrYgbz8hJwUQao3TWCMtmfV8Nu1twOLAw==}
+
+  '@next/env@14.2.35':
+    resolution: {integrity: sha512-DuhvCtj4t9Gwrx80dmz2F4t/zKQ4ktN8WrMwOuVzkJfBilwAwGr6v16M5eI8yCuZ63H9TTuEU09Iu2HqkzFPVQ==}
+
+  '@next/swc-darwin-arm64@14.2.33':
+    resolution: {integrity: sha512-HqYnb6pxlsshoSTubdXKu15g3iivcbsMXg4bYpjL2iS/V6aQot+iyF4BUc2qA/J/n55YtvE4PHMKWBKGCF/+wA==}
+    engines: {node: '>= 10'}
+    cpu: [arm64]
+    os: [darwin]
+
+  '@next/swc-darwin-x64@14.2.33':
+    resolution: {integrity: sha512-8HGBeAE5rX3jzKvF593XTTFg3gxeU4f+UWnswa6JPhzaR6+zblO5+fjltJWIZc4aUalqTclvN2QtTC37LxvZAA==}
+    engines: {node: '>= 10'}
+    cpu: [x64]
+    os: [darwin]
+
+  '@next/swc-linux-arm64-gnu@14.2.33':
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+    engines: {node: '>= 10'}
+    cpu: [arm64]
+    os: [linux]
+    libc: [glibc]
+
+  '@next/swc-linux-arm64-musl@14.2.33':
+    resolution: {integrity: sha512-Bm+QulsAItD/x6Ih8wGIMfRJy4G73tu1HJsrccPW6AfqdZd0Sfm5Imhgkgq2+kly065rYMnCOxTBvmvFY1BKfg==}
+    engines: {node: '>= 10'}
+    cpu: [arm64]
+    os: [linux]
+    libc: [musl]
+
+  '@next/swc-linux-x64-gnu@14.2.33':
+    resolution: {integrity: sha512-FnFn+ZBgsVMbGDsTqo8zsnRzydvsGV8vfiWwUo1LD8FTmPTdV+otGSWKc4LJec0oSexFnCYVO4hX8P8qQKaSlg==}
+    engines: {node: '>= 10'}
+    cpu: [x64]
+    os: [linux]
+    libc: [glibc]
+
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+    engines: {node: '>= 10'}
+    cpu: [x64]
+    os: [linux]
+    libc: [musl]
+
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+    engines: {node: '>= 10'}
+    cpu: [arm64]
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+    engines: {node: '>= 10'}
+    cpu: [ia32]
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+    engines: {node: '>= 10'}
+    cpu: [x64]
+    os: [win32]
+
+  '@nodelib/fs.scandir@2.1.5':
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+    engines: {node: '>= 8'}
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+
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+
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+
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+
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+
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+
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+
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+
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+    hasBin: true
+    peerDependencies:
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+    peerDependenciesMeta:
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+    peerDependencies:
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+      binary-extensions: 2.3.0
+
+  is-callable@1.2.7: {}
+
+  is-core-module@2.16.1:
+    dependencies:
+      hasown: 2.0.2
+
+  is-extglob@2.1.1: {}
+
+  is-glob@4.0.3:
+    dependencies:
+      is-extglob: 2.1.1
+
+  is-number@7.0.0: {}
+
+  is-typed-array@1.1.15:
+    dependencies:
+      which-typed-array: 1.1.20
+
+  isarray@2.0.5: {}
+
+  jiti@1.21.7: {}
+
+  js-tokens@4.0.0: {}
+
+  lilconfig@3.1.3: {}
+
+  lines-and-columns@1.2.4: {}
+
+  loose-envify@1.4.0:
+    dependencies:
+      js-tokens: 4.0.0
+
+  math-intrinsics@1.1.0: {}
+
+  merge2@1.4.1: {}
+
+  micromatch@4.0.8:
+    dependencies:
+      braces: 3.0.3
+      picomatch: 2.3.1
+
+  mime-db@1.52.0: {}
+
+  mime-types@2.1.35:
+    dependencies:
+      mime-db: 1.52.0
+
+  mz@2.7.0:
+    dependencies:
+      any-promise: 1.3.0
+      object-assign: 4.1.1
+      thenify-all: 1.6.0
+
+  nanoid@3.3.11: {}
+
+  next@14.2.35(react-dom@18.3.1(react@18.3.1))(react@18.3.1):
+    dependencies:
+      '@next/env': 14.2.35
+      '@swc/helpers': 0.5.5
+      busboy: 1.6.0
+      caniuse-lite: 1.0.30001774
+      graceful-fs: 4.2.11
+      postcss: 8.4.31
+      react: 18.3.1
+      react-dom: 18.3.1(react@18.3.1)
+      styled-jsx: 5.1.1(react@18.3.1)
+    optionalDependencies:
+      '@next/swc-darwin-arm64': 14.2.33
+      '@next/swc-darwin-x64': 14.2.33
+      '@next/swc-linux-arm64-gnu': 14.2.33
+      '@next/swc-linux-arm64-musl': 14.2.33
+      '@next/swc-linux-x64-gnu': 14.2.33
+      '@next/swc-linux-x64-musl': 14.2.33
+      '@next/swc-win32-arm64-msvc': 14.2.33
+      '@next/swc-win32-ia32-msvc': 14.2.33
+      '@next/swc-win32-x64-msvc': 14.2.33
+    transitivePeerDependencies:
+      - '@babel/core'
+      - babel-plugin-macros
+
+  node-releases@2.0.27: {}
+
+  normalize-path@3.0.0: {}
+
+  object-assign@4.1.1: {}
+
+  object-hash@3.0.0: {}
+
+  path-parse@1.0.7: {}
+
+  picocolors@1.1.1: {}
+
+  picomatch@2.3.1: {}
+
+  picomatch@4.0.3: {}
+
+  pify@2.3.0: {}
+
+  pirates@4.0.7: {}
+
+  possible-typed-array-names@1.1.0: {}
+
+  postcss-import@15.1.0(postcss@8.5.6):
+    dependencies:
+      postcss: 8.5.6
+      postcss-value-parser: 4.2.0
+      read-cache: 1.0.0
+      resolve: 1.22.11
+
+  postcss-js@4.1.0(postcss@8.5.6):
+    dependencies:
+      camelcase-css: 2.0.1
+      postcss: 8.5.6
+
+  postcss-load-config@6.0.1(jiti@1.21.7)(postcss@8.5.6):
+    dependencies:
+      lilconfig: 3.1.3
+    optionalDependencies:
+      jiti: 1.21.7
+      postcss: 8.5.6
+
+  postcss-nested@6.2.0(postcss@8.5.6):
+    dependencies:
+      postcss: 8.5.6
+      postcss-selector-parser: 6.1.2
+
+  postcss-selector-parser@6.1.2:
+    dependencies:
+      cssesc: 3.0.0
+      util-deprecate: 1.0.2
+
+  postcss-value-parser@4.2.0: {}
+
+  postcss@8.4.31:
+    dependencies:
+      nanoid: 3.3.11
+      picocolors: 1.1.1
+      source-map-js: 1.2.1
+
+  postcss@8.5.6:
+    dependencies:
+      nanoid: 3.3.11
+      picocolors: 1.1.1
+      source-map-js: 1.2.1
+
+  proxy-from-env@1.1.0: {}
+
+  queue-microtask@1.2.3: {}
+
+  randombytes@2.1.0:
+    dependencies:
+      safe-buffer: 5.2.1
+
+  react-dom@18.3.1(react@18.3.1):
+    dependencies:
+      loose-envify: 1.4.0
+      react: 18.3.1
+      scheduler: 0.23.2
+
+  react@18.3.1:
+    dependencies:
+      loose-envify: 1.4.0
+
+  read-cache@1.0.0:
+    dependencies:
+      pify: 2.3.0
+
+  readdirp@3.6.0:
+    dependencies:
+      picomatch: 2.3.1
+
+  require-addon@1.2.0:
+    dependencies:
+      bare-addon-resolve: 1.10.0
+    transitivePeerDependencies:
+      - bare-url
+    optional: true
+
+  resolve@1.22.11:
+    dependencies:
+      is-core-module: 2.16.1
+      path-parse: 1.0.7
+      supports-preserve-symlinks-flag: 1.0.0
+
+  reusify@1.1.0: {}
+
+  run-parallel@1.2.0:
+    dependencies:
+      queue-microtask: 1.2.3
+
+  safe-buffer@5.2.1: {}
+
+  scheduler@0.23.2:
+    dependencies:
+      loose-envify: 1.4.0
+
+  set-function-length@1.2.2:
+    dependencies:
+      define-data-property: 1.1.4
+      es-errors: 1.3.0
+      function-bind: 1.1.2
+      get-intrinsic: 1.3.0
+      gopd: 1.2.0
+      has-property-descriptors: 1.0.2
+
+  sha.js@2.4.12:
+    dependencies:
+      inherits: 2.0.4
+      safe-buffer: 5.2.1
+      to-buffer: 1.2.2
+
+  sodium-native@4.3.3:
+    dependencies:
+      require-addon: 1.2.0
+    transitivePeerDependencies:
+      - bare-url
+    optional: true
+
+  source-map-js@1.2.1: {}
+
+  streamsearch@1.1.0: {}
+
+  styled-jsx@5.1.1(react@18.3.1):
+    dependencies:
+      client-only: 0.0.1
+      react: 18.3.1
+
+  sucrase@3.35.1:
+    dependencies:
+      '@jridgewell/gen-mapping': 0.3.13
+      commander: 4.1.1
+      lines-and-columns: 1.2.4
+      mz: 2.7.0
+      pirates: 4.0.7
+      tinyglobby: 0.2.15
+      ts-interface-checker: 0.1.13
+
+  supports-preserve-symlinks-flag@1.0.0: {}
+
+  tailwindcss@3.4.19:
+    dependencies:
+      '@alloc/quick-lru': 5.2.0
+      arg: 5.0.2
+      chokidar: 3.6.0
+      didyoumean: 1.2.2
+      dlv: 1.1.3
+      fast-glob: 3.3.3
+      glob-parent: 6.0.2
+      is-glob: 4.0.3
+      jiti: 1.21.7
+      lilconfig: 3.1.3
+      micromatch: 4.0.8
+      normalize-path: 3.0.0
+      object-hash: 3.0.0
+      picocolors: 1.1.1
+      postcss: 8.5.6
+      postcss-import: 15.1.0(postcss@8.5.6)
+      postcss-js: 4.1.0(postcss@8.5.6)
+      postcss-load-config: 6.0.1(jiti@1.21.7)(postcss@8.5.6)
+      postcss-nested: 6.2.0(postcss@8.5.6)
+      postcss-selector-parser: 6.1.2
+      resolve: 1.22.11
+      sucrase: 3.35.1
+    transitivePeerDependencies:
+      - tsx
+      - yaml
+
+  thenify-all@1.6.0:
+    dependencies:
+      thenify: 3.3.1
+
+  thenify@3.3.1:
+    dependencies:
+      any-promise: 1.3.0
+
+  tinyglobby@0.2.15:
+    dependencies:
+      fdir: 6.5.0(picomatch@4.0.3)
+      picomatch: 4.0.3
+
+  to-buffer@1.2.2:
+    dependencies:
+      isarray: 2.0.5
+      safe-buffer: 5.2.1
+      typed-array-buffer: 1.0.3
+
+  to-regex-range@5.0.1:
+    dependencies:
+      is-number: 7.0.0
+
+  toml@3.0.0: {}
+
+  ts-interface-checker@0.1.13: {}
+
+  tslib@2.8.1: {}
+
+  tweetnacl@1.0.3: {}
+
+  typed-array-buffer@1.0.3:
+    dependencies:
+      call-bound: 1.0.4
+      es-errors: 1.3.0
+      is-typed-array: 1.1.15
+
+  typescript@5.9.3: {}
+
+  undici-types@6.21.0: {}
+
+  update-browserslist-db@1.2.3(browserslist@4.28.1):
+    dependencies:
+      browserslist: 4.28.1
+      escalade: 3.2.0
+      picocolors: 1.1.1
+
+  urijs@1.19.11: {}
+
+  util-deprecate@1.0.2: {}
+
+  which-typed-array@1.1.20:
+    dependencies:
+      available-typed-arrays: 1.0.7
+      call-bind: 1.0.8
+      call-bound: 1.0.4
+      for-each: 0.3.5
+      get-proto: 1.0.1
+      gopd: 1.2.0
+      has-tostringtag: 1.0.2
diff --git a/src/app/groups/[id]/page.tsx b/src/app/groups/[id]/page.tsx
index 02ab880..7623c73 100644
--- a/src/app/groups/[id]/page.tsx
+++ b/src/app/groups/[id]/page.tsx
@@ -5,7 +5,7 @@ import { MemberList } from "@/components/MemberList";
 import { RoundProgress } from "@/components/RoundProgress";
 import { ContributeModal } from "@/components/ContributeModal";
 import { useState } from "react";
-import { formatAmount, GroupStatus } from "@sorosave/sdk";
+import { formatAmount, GroupStatus } from "@/lib/sdk";
 
 // TODO: Fetch real data from contract
 const MOCK_GROUP = {
diff --git a/src/app/groups/page.tsx b/src/app/groups/page.tsx
index 7592365..fcaebe2 100644
--- a/src/app/groups/page.tsx
+++ b/src/app/groups/page.tsx
@@ -2,7 +2,7 @@
 
 import { Navbar } from "@/components/Navbar";
 import { GroupCard } from "@/components/GroupCard";
-import { SavingsGroup, GroupStatus } from "@sorosave/sdk";
+import { SavingsGroup, GroupStatus } from "@/lib/sdk";
 
 // Placeholder data for development — will be replaced with contract queries
 const PLACEHOLDER_GROUPS: SavingsGroup[] = [
diff --git a/src/app/providers.tsx b/src/app/providers.tsx
index 98f8bf5..fd4b8cb 100644
--- a/src/app/providers.tsx
+++ b/src/app/providers.tsx
@@ -1,57 +1,102 @@
 "use client";
 
 import React, { createContext, useContext, useState, useCallback, useEffect } from "react";
-import { connectWallet, getPublicKey, isFreighterInstalled } from "@/lib/wallet";
+import { WalletAdapter } from "@/lib/wallets";
+import { FreighterAdapter } from "@/lib/wallets/freighter";
+import { xBullAdapter } from "@/lib/wallets/xbull";
+import { AlbedoAdapter } from "@/lib/wallets/albedo";
+
+export const WALLETS: WalletAdapter[] = [
+  new FreighterAdapter(),
+  new xBullAdapter(),
+  new AlbedoAdapter()
+];
 
 interface WalletContextType {
   address: string | null;
   isConnected: boolean;
-  isFreighterAvailable: boolean;
-  connect: () => Promise<void>;
-  disconnect: () => void;
+  activeWallet: WalletAdapter | null;
+  connect: (walletId: string) => Promise<void>;
+  disconnect: () => Promise<void>;
+  wallets: WalletAdapter[];
 }
 
 const WalletContext = createContext<WalletContextType>({
   address: null,
   isConnected: false,
-  isFreighterAvailable: false,
+  activeWallet: null,
   connect: async () => {},
-  disconnect: () => {},
+  disconnect: async () => {},
+  wallets: WALLETS,
 });
 
 export function useWallet() {
   return useContext(WalletContext);
 }
 
+// Allows wallet.ts to access the active adapter without React context
+let _activeWalletAdapter: WalletAdapter | null = null;
+export function getActiveWalletAdapter() { return _activeWalletAdapter; }
+export function _setActiveWalletAdapter(a: WalletAdapter | null) { _activeWalletAdapter = a; }
+
 export function Providers({ children }: { children: React.ReactNode }) {
   const [address, setAddress] = useState<string | null>(null);
-  const [isFreighterAvailable, setIsFreighterAvailable] = useState(false);
+  const [activeWallet, setActiveWallet] = useState<WalletAdapter | null>(null);
 
   useEffect(() => {
-    isFreighterInstalled().then(setIsFreighterAvailable);
-    // Try to reconnect on load
-    getPublicKey().then((key) => {
-      if (key) setAddress(key);
-    });
+    const lastWalletId = localStorage.getItem("sorosave_wallet");
+    if (lastWalletId) {
+      const wallet = WALLETS.find((w) => w.id === lastWalletId);
+      if (wallet) {
+        wallet.isInstalled().then(async (installed) => {
+          if (installed) {
+            const pubKey = await wallet.getPublicKey();
+            if (pubKey) {
+              setAddress(pubKey);
+              setActiveWallet(wallet);
+            }
+          }
+        });
+      }
+    }
   }, []);
 
-  const connect = useCallback(async () => {
-    const addr = await connectWallet();
-    if (addr) setAddress(addr);
+  const connect = useCallback(async (walletId: string) => {
+    const wallet = WALLETS.find((w) => w.id === walletId);
+    if (!wallet) return;
+
+    try {
+      const addr = await wallet.connect();
+      if (addr) {
+        setAddress(addr);
+        setActiveWallet(wallet);
+        _setActiveWalletAdapter(wallet);
+        localStorage.setItem("sorosave_wallet", walletId);
+      }
+    } catch (e) {
+      console.error("Failed to connect wallet", e);
+    }
   }, []);
 
-  const disconnect = useCallback(() => {
+  const disconnect = useCallback(async () => {
+    if (activeWallet) {
+      await activeWallet.disconnect();
+    }
     setAddress(null);
-  }, []);
+    setActiveWallet(null);
+    _setActiveWalletAdapter(null);
+    localStorage.removeItem("sorosave_wallet");
+  }, [activeWallet]);
 
   return (
     <WalletContext.Provider
       value={{
         address,
         isConnected: !!address,
-        isFreighterAvailable,
+        activeWallet,
         connect,
         disconnect,
+        wallets: WALLETS,
       }}
     >
       {children}
diff --git a/src/components/ConnectWallet.tsx b/src/components/ConnectWallet.tsx
index f039a0e..3ce0cac 100644
--- a/src/components/ConnectWallet.tsx
+++ b/src/components/ConnectWallet.tsx
@@ -1,29 +1,22 @@
 "use client";
 
+import { useState } from "react";
 import { useWallet } from "@/app/providers";
-import { shortenAddress } from "@sorosave/sdk";
 
-export function ConnectWallet() {
-  const { address, isConnected, isFreighterAvailable, connect, disconnect } =
-    useWallet();
+function shortenAddress(address: string) {
+  if (!address) return "";
+  return `${address.slice(0, 4)}...${address.slice(-4)}`;
+}
 
-  if (!isFreighterAvailable) {
-    return (
-      <a
-        href="https://www.freighter.app/"
-        target="_blank"
-        rel="noopener noreferrer"
-        className="bg-gray-200 text-gray-700 px-4 py-2 rounded-lg text-sm font-medium hover:bg-gray-300"
-      >
-        Install Freighter
-      </a>
-    );
-  }
+export function ConnectWallet() {
+  const { address, isConnected, activeWallet, connect, disconnect, wallets } = useWallet();
+  const [isModalOpen, setIsModalOpen] = useState(false);
 
   if (isConnected && address) {
     return (
       <div className="flex items-center space-x-3">
-        <span className="text-sm text-gray-600 bg-gray-100 px-3 py-1 rounded-full">
+        <span className="text-sm text-gray-600 bg-gray-100 px-3 py-1 rounded-full flex items-center">
+          {activeWallet && <span className="mr-2">{activeWallet.icon}</span>}
           {shortenAddress(address)}
         </span>
         <button
@@ -37,11 +30,52 @@ export function ConnectWallet() {
   }
 
   return (
-    <button
-      onClick={connect}
-      className="bg-primary-600 text-white px-4 py-2 rounded-lg text-sm font-medium hover:bg-primary-700 transition-colors"
-    >
-      Connect Wallet
-    </button>
+    <>
+      <button
+        onClick={() => setIsModalOpen(true)}
+        className="bg-primary-600 text-white px-4 py-2 rounded-lg text-sm font-medium hover:bg-primary-700 transition-colors"
+      >
+        Connect Wallet
+      </button>
+
+      {isModalOpen && (
+        <div className="fixed inset-0 z-50 flex items-center justify-center bg-black bg-opacity-50">
+          <div className="bg-white rounded-xl shadow-xl p-6 w-full max-w-sm">
+            <div className="flex justify-between items-center mb-4">
+              <h2 className="text-lg font-semibold text-gray-900">Select a Wallet</h2>
+              <button
+                onClick={() => setIsModalOpen(false)}
+                className="text-gray-400 hover:text-gray-600"
+              >
+                &times;
+              </button>
+            </div>
+            
+            <div className="space-y-3">
+              {wallets.map((wallet) => (
+                <button
+                  key={wallet.id}
+                  onClick={async () => {
+                    await connect(wallet.id);
+                    setIsModalOpen(false);
+                  }}
+                  className="w-full flex items-center justify-between p-3 rounded-lg border border-gray-200 hover:border-primary-500 hover:bg-primary-50 transition-colors"
+                >
+                  <div className="flex items-center space-x-3">
+                    <span className="text-2xl">{wallet.icon}</span>
+                    <span className="font-medium text-gray-900">{wallet.name}</span>
+                  </div>
+                  <span className="text-primary-600">&rarr;</span>
+                </button>
+              ))}
+            </div>
+            
+            <div className="mt-6 text-center text-xs text-gray-500">
+              New to Stellar? <a href="https://stellar.org/ecosystem/wallets" target="_blank" rel="noopener noreferrer" className="text-primary-600 hover:underline">Learn more about wallets</a>
+            </div>
+          </div>
+        </div>
+      )}
+    </>
   );
 }
diff --git a/src/components/ContributeModal.tsx b/src/components/ContributeModal.tsx
index 0d9d539..b89d658 100644
--- a/src/components/ContributeModal.tsx
+++ b/src/components/ContributeModal.tsx
@@ -3,7 +3,7 @@
 import { useState } from "react";
 import { useWallet } from "@/app/providers";
 import { sorosaveClient, NETWORK_PASSPHRASE } from "@/lib/sorosave";
-import { formatAmount } from "@sorosave/sdk";
+import { formatAmount } from "@/lib/sdk";
 import { signTransaction } from "@/lib/wallet";
 
 interface ContributeModalProps {
diff --git a/src/components/CreateGroupForm.tsx b/src/components/CreateGroupForm.tsx
index 0a1a767..466ebdc 100644
--- a/src/components/CreateGroupForm.tsx
+++ b/src/components/CreateGroupForm.tsx
@@ -3,7 +3,7 @@
 import { useState } from "react";
 import { useWallet } from "@/app/providers";
 import { sorosaveClient, NETWORK_PASSPHRASE } from "@/lib/sorosave";
-import { parseAmount } from "@sorosave/sdk";
+import { parseAmount } from "@/lib/sdk";
 import { signTransaction } from "@/lib/wallet";
 
 export function CreateGroupForm() {
diff --git a/src/components/GroupCard.tsx b/src/components/GroupCard.tsx
index 34e0616..197884b 100644
--- a/src/components/GroupCard.tsx
+++ b/src/components/GroupCard.tsx
@@ -1,7 +1,7 @@
 "use client";
 
 import Link from "next/link";
-import { SavingsGroup, formatAmount, getStatusLabel } from "@sorosave/sdk";
+import { SavingsGroup, formatAmount, getStatusLabel } from "@/lib/sdk";
 
 interface GroupCardProps {
   group: SavingsGroup;
diff --git a/src/components/MemberList.tsx b/src/components/MemberList.tsx
index bd469e1..8316322 100644
--- a/src/components/MemberList.tsx
+++ b/src/components/MemberList.tsx
@@ -1,6 +1,6 @@
 "use client";
 
-import { shortenAddress } from "@sorosave/sdk";
+import { shortenAddress } from "@/lib/sdk";
 
 interface MemberListProps {
   members: string[];
diff --git a/src/components/Navbar.tsx b/src/components/Navbar.tsx
index 2d673aa..5014d9a 100644
--- a/src/components/Navbar.tsx
+++ b/src/components/Navbar.tsx
@@ -2,6 +2,7 @@
 
 import Link from "next/link";
 import { ConnectWallet } from "./ConnectWallet";
+import { NetworkSwitcher } from "./NetworkSwitcher";
 
 export function Navbar() {
   return (
@@ -27,7 +28,10 @@ export function Navbar() {
               </Link>
             </div>
           </div>
-          <ConnectWallet />
+          <div className="flex items-center space-x-3">
+            <NetworkSwitcher />
+            <ConnectWallet />
+          </div>
         </div>
       </div>
     </nav>
diff --git a/src/components/NetworkSwitcher.tsx b/src/components/NetworkSwitcher.tsx
new file mode 100644
index 0000000..aeb6513
--- /dev/null
+++ b/src/components/NetworkSwitcher.tsx
@@ -0,0 +1,114 @@
+"use client";
+
+import { useState, useEffect } from "react";
+
+export type Network = "testnet" | "mainnet";
+
+export const NETWORK_CONFIG: Record<Network, { label: string; rpcUrl: string; passphrase: string; contractId: string; explorerUrl: string }> = {
+  testnet: {
+    label: "Testnet",
+    rpcUrl: process.env.NEXT_PUBLIC_RPC_URL || "https://soroban-testnet.stellar.org",
+    passphrase: "Test SDF Network ; September 2015",
+    contractId: process.env.NEXT_PUBLIC_CONTRACT_ID || "",
+    explorerUrl: "https://stellar.expert/explorer/testnet",
+  },
+  mainnet: {
+    label: "Mainnet",
+    rpcUrl: "https://mainnet.stellar.validationcloud.io/v1/XCSmR1s5o4j6RX3ra6wy7AKJBW4dBnhB",
+    passphrase: "Public Global Stellar Network ; September 2015",
+    contractId: process.env.NEXT_PUBLIC_MAINNET_CONTRACT_ID || "",
+    explorerUrl: "https://stellar.expert/explorer/public",
+  },
+};
+
+interface NetworkSwitcherProps {
+  onSwitch?: (network: Network) => void;
+}
+
+export function NetworkSwitcher({ onSwitch }: NetworkSwitcherProps) {
+  const [network, setNetwork] = useState<Network>("testnet");
+  const [showConfirm, setShowConfirm] = useState(false);
+  const [pendingNetwork, setPendingNetwork] = useState<Network | null>(null);
+
+  useEffect(() => {
+    const stored = localStorage.getItem("sorosave_network") as Network | null;
+    if (stored && (stored === "testnet" || stored === "mainnet")) {
+      setNetwork(stored);
+    }
+  }, []);
+
+  const handleSelect = (next: Network) => {
+    if (next === network) return;
+    setPendingNetwork(next);
+    setShowConfirm(true);
+  };
+
+  const confirmSwitch = () => {
+    if (!pendingNetwork) return;
+    setNetwork(pendingNetwork);
+    localStorage.setItem("sorosave_network", pendingNetwork);
+    // Clear cached group/wallet data
+    localStorage.removeItem("sorosave_wallet");
+    onSwitch?.(pendingNetwork);
+    setShowConfirm(false);
+    setPendingNetwork(null);
+    window.location.reload();
+  };
+
+  const cancel = () => {
+    setShowConfirm(false);
+    setPendingNetwork(null);
+  };
+
+  return (
+    <>
+      <div className="relative flex items-center">
+        <select
+          value={network}
+          onChange={e => handleSelect(e.target.value as Network)}
+          className={`text-xs font-medium px-2 py-1 rounded-full border cursor-pointer appearance-none pr-6 focus:outline-none focus:ring-2 focus:ring-primary-500 ${
+            network === "mainnet"
+              ? "bg-green-50 dark:bg-green-900/20 border-green-300 dark:border-green-700 text-green-700 dark:text-green-300"
+              : "bg-yellow-50 dark:bg-yellow-900/20 border-yellow-300 dark:border-yellow-700 text-yellow-700 dark:text-yellow-300"
+          }`}
+        >
+          <option value="testnet">🧪 Testnet</option>
+          <option value="mainnet">🌐 Mainnet</option>
+        </select>
+        <span className="pointer-events-none absolute right-1.5 text-xs opacity-50">▾</span>
+      </div>
+
+      {/* Confirmation dialog */}
+      {showConfirm && pendingNetwork && (
+        <div className="fixed inset-0 z-50 flex items-center justify-center bg-black/50 p-4">
+          <div className="bg-white dark:bg-gray-800 rounded-xl shadow-xl p-6 max-w-sm w-full">
+            <h3 className="text-base font-bold text-gray-900 dark:text-gray-100 mb-2">
+              Switch to {NETWORK_CONFIG[pendingNetwork].label}?
+            </h3>
+            <p className="text-sm text-gray-500 dark:text-gray-400 mb-1">
+              {pendingNetwork === "mainnet"
+                ? "⚠️ You are switching to Mainnet. Real funds are at risk."
+                : "You are switching to Testnet. Transactions use test tokens only."}
+            </p>
+            <p className="text-xs text-gray-400 dark:text-gray-500 mb-5">
+              Your wallet will be disconnected and the page will reload.
+            </p>
+            <div className="flex space-x-3">
+              <button onClick={cancel} className="flex-1 px-4 py-2 border dark:border-gray-600 rounded-lg text-sm text-gray-700 dark:text-gray-300 hover:bg-gray-50 dark:hover:bg-gray-700">
+                Cancel
+              </button>
+              <button
+                onClick={confirmSwitch}
+                className={`flex-1 px-4 py-2 rounded-lg text-sm text-white font-medium ${
+                  pendingNetwork === "mainnet" ? "bg-green-600 hover:bg-green-700" : "bg-yellow-500 hover:bg-yellow-600"
+                }`}
+              >
+                Switch to {NETWORK_CONFIG[pendingNetwork].label}
+              </button>
+            </div>
+          </div>
+        </div>
+      )}
+    </>
+  );
+}
diff --git a/src/lib/sdk.ts b/src/lib/sdk.ts
new file mode 100644
index 0000000..30a5678
--- /dev/null
+++ b/src/lib/sdk.ts
@@ -0,0 +1,62 @@
+// Local stub replacing @/lib/sdk until the package is available
+
+export enum GroupStatus {
+  Forming = "Forming",
+  Active = "Active",
+  Completed = "Completed",
+  Disputed = "Disputed",
+  Paused = "Paused",
+}
+
+export interface SavingsGroup {
+  id: number;
+  name: string;
+  admin: string;
+  token: string;
+  contributionAmount: bigint;
+  cycleLength: number;
+  maxMembers: number;
+  members: string[];
+  payoutOrder: string[];
+  currentRound: number;
+  totalRounds: number;
+  status: GroupStatus;
+  createdAt: number;
+}
+
+export function formatAmount(amount: bigint): string {
+  return (Number(amount) / 1e7).toFixed(2);
+}
+
+export function parseAmount(value: string): bigint {
+  return BigInt(Math.round(parseFloat(value) * 1e7));
+}
+
+export function shortenAddress(address: string, chars = 4): string {
+  if (!address) return "";
+  return `${address.slice(0, chars)}...${address.slice(-chars)}`;
+}
+
+export function getStatusLabel(status: GroupStatus | string): string {
+  return status.toString();
+}
+
+export class SoroSaveClient {
+  contractId: string;
+  rpcUrl: string;
+  networkPassphrase: string;
+
+  constructor(config: { contractId: string; rpcUrl: string; networkPassphrase: string }) {
+    this.contractId = config.contractId;
+    this.rpcUrl = config.rpcUrl;
+    this.networkPassphrase = config.networkPassphrase;
+  }
+
+  async contribute(_member: string, _groupId: number, _caller: string): Promise<{ toXDR: () => string }> {
+    throw new Error("SoroSaveClient not yet connected to a live contract.");
+  }
+
+  async createGroup(_params: Partial<SavingsGroup>, _caller: string): Promise<{ toXDR: () => string }> {
+    throw new Error("SoroSaveClient not yet connected to a live contract.");
+  }
+}
diff --git a/src/lib/sorosave.ts b/src/lib/sorosave.ts
index ca84abb..848a80e 100644
--- a/src/lib/sorosave.ts
+++ b/src/lib/sorosave.ts
@@ -1,15 +1,34 @@
-import { SoroSaveClient } from "@sorosave/sdk";
+import { SoroSaveClient } from "@/lib/sdk";
+import { NETWORK_CONFIG, Network } from "@/components/NetworkSwitcher";
 
-const TESTNET_RPC_URL =
-  process.env.NEXT_PUBLIC_RPC_URL || "https://soroban-testnet.stellar.org";
-const NETWORK_PASSPHRASE =
-  process.env.NEXT_PUBLIC_NETWORK_PASSPHRASE || "Test SDF Network ; September 2015";
-const CONTRACT_ID = process.env.NEXT_PUBLIC_CONTRACT_ID || "";
+function getNetwork(): Network {
+  if (typeof window !== "undefined") {
+    const stored = localStorage.getItem("sorosave_network") as Network | null;
+    if (stored === "mainnet" || stored === "testnet") return stored;
+  }
+  return "testnet";
+}
 
+function getConfig() {
+  return NETWORK_CONFIG[getNetwork()];
+}
+
+export function getSorosaveClient() {
+  const config = getConfig();
+  return new SoroSaveClient({
+    contractId: config.contractId,
+    rpcUrl: config.rpcUrl,
+    networkPassphrase: config.passphrase,
+  });
+}
+
+// Legacy named exports for backward compat
 export const sorosaveClient = new SoroSaveClient({
-  contractId: CONTRACT_ID,
-  rpcUrl: TESTNET_RPC_URL,
-  networkPassphrase: NETWORK_PASSPHRASE,
+  contractId: NETWORK_CONFIG.testnet.contractId,
+  rpcUrl: NETWORK_CONFIG.testnet.rpcUrl,
+  networkPassphrase: NETWORK_CONFIG.testnet.passphrase,
 });
 
-export { TESTNET_RPC_URL, NETWORK_PASSPHRASE, CONTRACT_ID };
+export const NETWORK_PASSPHRASE = NETWORK_CONFIG.testnet.passphrase;
+export const TESTNET_RPC_URL = NETWORK_CONFIG.testnet.rpcUrl;
+export const CONTRACT_ID = NETWORK_CONFIG.testnet.contractId;
diff --git a/src/lib/wallet.ts b/src/lib/wallet.ts
index 825d2e2..e6f14ba 100644
--- a/src/lib/wallet.ts
+++ b/src/lib/wallet.ts
@@ -1,36 +1,31 @@
-import freighter from "@stellar/freighter-api";
+import { getActiveWalletAdapter } from "@/app/providers";
 
-export async function isFreighterInstalled(): Promise<boolean> {
-  try {
-    return await freighter.isConnected();
-  } catch {
-    return false;
+export async function signTransaction(
+  xdr: string,
+  networkPassphrase: string
+): Promise<string> {
+  // Route to active wallet adapter if available
+  const adapter = getActiveWalletAdapter?.();
+  if (!adapter) throw new Error("No wallet connected");
+
+  // Freighter: window.freighter.signTransaction
+  if (adapter.id === "freighter") {
+    const { signTransaction: freighterSign } = await import("@stellar/freighter-api");
+    const result = await freighterSign(xdr, { networkPassphrase });
+    return result;
   }
-}
 
-export async function connectWallet(): Promise<string | null> {
-  try {
-    const address = await freighter.requestAccess();
-    return address;
-  } catch (error) {
-    console.error("Failed to connect wallet:", error);
-    return null;
+  // xBull
+  if (adapter.id === "xbull" && typeof window !== "undefined" && (window as any).xBullSDK) {
+    return await (window as any).xBullSDK.sign({ xdr, network: networkPassphrase });
   }
-}
 
-export async function getPublicKey(): Promise<string | null> {
-  try {
-    return await freighter.getPublicKey();
-  } catch {
-    return null;
+  // Albedo
+  if (adapter.id === "albedo") {
+    const albedo = (await import("@albedo-link/intent")).default;
+    const res = await albedo.tx({ xdr, network: networkPassphrase === "Public Global Stellar Network ; September 2015" ? "public" : "testnet" });
+    return res.signed_envelope_xdr;
   }
-}
 
-export async function signTransaction(
-  xdr: string,
-  networkPassphrase: string
-): Promise<string> {
-  return await freighter.signTransaction(xdr, {
-    networkPassphrase,
-  });
+  throw new Error(`signTransaction not implemented for wallet: ${adapter.id}`);
 }
diff --git a/src/lib/wallets/albedo.ts b/src/lib/wallets/albedo.ts
new file mode 100644
index 0000000..e2d4ebc
--- /dev/null
+++ b/src/lib/wallets/albedo.ts
@@ -0,0 +1,31 @@
+import { WalletAdapter } from './index';
+import albedo from '@albedo-link/intent';
+
+export class AlbedoAdapter implements WalletAdapter {
+  id = 'albedo';
+  name = 'Albedo';
+  icon = 'A';
+  url = 'https://albedo.link/';
+
+  async isInstalled(): Promise<boolean> {
+    return true; // Albedo is a web wallet, always "installed"
+  }
+
+  async connect(): Promise<string | null> {
+    try {
+      const res = await albedo.publicKey({});
+      return res.pubkey;
+    } catch (e) {
+      return null;
+    }
+  }
+
+  async disconnect(): Promise<void> {
+    // Albedo is stateless, no disconnect needed
+  }
+
+  async getPublicKey(): Promise<string | null> {
+    // Requires a prompt for Albedo usually
+    return null;
+  }
+}
diff --git a/src/lib/wallets/freighter.ts b/src/lib/wallets/freighter.ts
new file mode 100644
index 0000000..2bb37e2
--- /dev/null
+++ b/src/lib/wallets/freighter.ts
@@ -0,0 +1,40 @@
+import { WalletAdapter } from './index';
+import {
+  isConnected,
+  isAllowed,
+  requestAccess,
+  getPublicKey,
+} from '@stellar/freighter-api';
+
+export class FreighterAdapter implements WalletAdapter {
+  id = 'freighter';
+  name = 'Freighter';
+  icon = '🚢';
+  url = 'https://www.freighter.app/';
+
+  async isInstalled(): Promise<boolean> {
+    return await isConnected();
+  }
+
+  async connect(): Promise<string | null> {
+    if (await isAllowed()) {
+      return await getPublicKey();
+    }
+    const access = await requestAccess();
+    if (access) {
+      return await getPublicKey();
+    }
+    return null;
+  }
+
+  async disconnect(): Promise<void> {
+    // Freighter doesn't support explicit disconnect via API
+  }
+
+  async getPublicKey(): Promise<string | null> {
+    if (await isAllowed()) {
+      return await getPublicKey();
+    }
+    return null;
+  }
+}
diff --git a/src/lib/wallets/index.ts b/src/lib/wallets/index.ts
new file mode 100644
index 0000000..ff9a87a
--- /dev/null
+++ b/src/lib/wallets/index.ts
@@ -0,0 +1,10 @@
+export interface WalletAdapter {
+  id: string;
+  name: string;
+  icon: string;
+  url: string;
+  isInstalled(): Promise<boolean>;
+  connect(): Promise<string | null>;
+  disconnect(): Promise<void>;
+  getPublicKey(): Promise<string | null>;
+}
diff --git a/src/lib/wallets/xbull.ts b/src/lib/wallets/xbull.ts
new file mode 100644
index 0000000..80a7c97
--- /dev/null
+++ b/src/lib/wallets/xbull.ts
@@ -0,0 +1,38 @@
+import { WalletAdapter } from './index';
+
+export class xBullAdapter implements WalletAdapter {
+  id = 'xbull';
+  name = 'xBull';
+  icon = '🐂';
+  url = 'https://xbull.app/';
+
+  async isInstalled(): Promise<boolean> {
+    return typeof window !== 'undefined' && 'xBullSDK' in window;
+  }
+
+  async connect(): Promise<string | null> {
+    if (!(await this.isInstalled())) return null;
+    try {
+      return await (window as any).xBullSDK.connect();
+    } catch (e) {
+      return null;
+    }
+  }
+
+  async disconnect(): Promise<void> {
+    if (await this.isInstalled()) {
+      try {
+        await (window as any).xBullSDK.disconnect();
+      } catch (e) {}
+    }
+  }
+
+  async getPublicKey(): Promise<string | null> {
+    if (!(await this.isInstalled())) return null;
+    try {
+      return await (window as any).xBullSDK.getPublicKey();
+    } catch (e) {
+      return null;
+    }
+  }
+}