diff --git a/lib/dumper.rb b/lib/dumper.rb
index 9083022..674d4d1 100644
--- a/lib/dumper.rb
+++ b/lib/dumper.rb
@@ -27,7 +27,8 @@ def to_ynab_transaction(transaction)
       memo: memo(transaction),
       amount: amount(transaction),
       is_withdrawal: withdrawal?(transaction),
-      import_id: import_id(transaction)
+      import_id: import_id(transaction),
+      is_cleared: cleared?(transaction)
     )
   end
   # rubocop:enable Metrics/MethodLength
@@ -43,4 +44,8 @@ def category_id(_transaction)
   def normalize_iban(iban)
     iban.delete(' ')
   end
+
+  def cleared?(transaction)
+    date(transaction) < Time.now
+  end
 end
diff --git a/lib/dumper/n26.rb b/lib/dumper/n26.rb
index 959ddc9..76cb447 100644
--- a/lib/dumper/n26.rb
+++ b/lib/dumper/n26.rb
@@ -87,6 +87,10 @@ def withdrawal?(transaction)
       WITHDRAWAL_CATEGORIES.include?(transaction['category'])
     end
 
+    def cleared?(transaction)
+      already_processed?(transaction)
+    end
+
     def import_id(transaction)
       data = [transaction['visibleTS'],
               transaction['transactionNature'],
diff --git a/lib/transaction_creator.rb b/lib/transaction_creator.rb
index a71337d..b2b227b 100644
--- a/lib/transaction_creator.rb
+++ b/lib/transaction_creator.rb
@@ -5,7 +5,7 @@
 class TransactionCreator
   attr_accessor :account_id, :date, :amount, :payee_name, :payee_id,
                 :category_name, :category_id, :memo,
-                :import_id, :is_withdrawal
+                :import_id, :is_withdrawal, :is_cleared
 
   class <<self
     require 'ynab/models/save_transaction'
@@ -22,7 +22,7 @@ def call(options = {})
         memo: memo(options),
         import_id: options.fetch(:import_id),
         flag_color: flag_color(options),
-        cleared: 'cleared' # TODO: shouldn't be cleared if date is in the future
+        cleared: cleared(options)
       )
     end
     # rubocop:enable Metrics/MethodLength
@@ -76,6 +76,10 @@ def withdrawal?(options)
       options.fetch(:is_withdrawal, nil)
     end
 
+    def cleared(options)
+      options.fetch(:is_cleared, true) ? 'cleared' : 'uncleared'
+    end
+
     def account_payee_id(options)
       result = Settings.all['accounts'].find do |account|
         payee_iban = payee_iban(options)
diff --git a/spec/dumper/n26_spec.rb b/spec/dumper/n26_spec.rb
index 9362180..7eedfe8 100644
--- a/spec/dumper/n26_spec.rb
+++ b/spec/dumper/n26_spec.rb
@@ -165,6 +165,7 @@
 
   describe '.accept?' do
     subject(:accept?) { object.accept?(transaction) }
+    subject(:cleared?) { object.send(:cleared?, transaction) }
 
     context 'when skip_pending_transactions feature is disabled' do
       context 'when the transaction is pending' do
@@ -173,6 +174,10 @@
         it 'returns true' do
           expect(accept?).to be_truthy
         end
+
+        it 'the transaction is not cleared' do
+          expect(cleared?).to be_falsy
+        end
       end
 
       context 'when the transaction is processed' do
@@ -181,10 +186,14 @@
         it 'returns true' do
           expect(accept?).to be_truthy
         end
+
+        it 'the transaction is cleared' do
+          expect(cleared?).to be_truthy
+        end
       end
     end
 
-    context 'when skip_pending_transactions feature is disabled' do
+    context 'when skip_pending_transactions feature is enabled' do
       let(:skip_pending_transactions) { true }
 
       context 'when the transaction is pending' do
@@ -193,6 +202,10 @@
         it 'returns false' do
           expect(accept?).to be_falsy
         end
+
+        it 'the transaction is not cleared' do
+          expect(cleared?).to be_falsy
+        end
       end
 
       context 'when the transaction is processed' do
@@ -201,6 +214,10 @@
         it 'returns true' do
           expect(accept?).to be_truthy
         end
+
+        it 'the transaction is cleared' do
+          expect(cleared?).to be_truthy
+        end
       end
     end
   end