diff --git a/packages/coding-agent/CHANGELOG.md b/packages/coding-agent/CHANGELOG.md
index 1304bbe295..1158e12ec2 100644
--- a/packages/coding-agent/CHANGELOG.md
+++ b/packages/coding-agent/CHANGELOG.md
@@ -2,6 +2,7 @@
 
 ## [Unreleased]
 - Fixed `/usage` and `/usage check` omitting provider limits for stored OAuth accounts. Cache-only snapshots now use the provider's resolved base URL when reading usage, and explicit checks render the successful probe report directly instead of depending on a cache-key-identical readback (#4634).
+- `/usage` shows quota resets again. Canonicalizing multi-account management (`364f14022`) rewired the interactive `/usage` handler from the graphical panel to the account-inventory text view, and that view rendered only `label: N% used (M% left)` — no bars, no reset countdown — leaving the command unable to answer when a quota comes back and stranding `handleUsageCommand`/`renderUsageReports` as unreachable code. Plain `/usage` in the TUI renders the panel again, sourced from the same cache-only inventory snapshot the text view reads, so the cache-only contract is preserved and no fetch or probe is reintroduced; `/usage check` keeps the text path, where the per-credential health verdict is the point. Account rows on every surface (TUI, ACP, Telegram) now carry `resets in <countdown> (<absolute time>)`, and the panel itself gained multi-account reset lines, hour-precision countdowns past 48h (`6d 14h`, previously rounded to a bare `7d` at anywhere from 6.6 to 7.4 days), and set-aware account-label truncation so pooled credentials sharing a domain no longer collapse into identical columns.
 - Fixed resume listing scaling its read-syscall count with total transcript bytes. The trailing `header_patch` scan walks back to BOF whenever `cwd`/`title` stay unresolved (#3633), which is the common case because only `/rename` and workspace moves ever emit a patch; because the scan borrowed the caller's 4 KiB prefix buffer, that walk cost one `read` per 4 KiB of every candidate transcript on each `--resume`, `--continue`, and picker open. The scan now owns a 64 KiB buffer, so the same bytes are covered in ~16x fewer syscalls. Measured on a real 31-session workspace holding 105 MB of transcripts (largest 41 MB): 25,715 reads / 61.9 s before, 1,652 reads / 0.5 s after, with all 24 recovered titles unchanged. Buried-title recovery, the bytes examined, the `header_patch` marker prefilter, and listing results are unchanged.
 - `gjc team` worker auto-checkpoints no longer commit and merge root-level worker runtime state (`.gjc/state/**`, e.g. SDK broker endpoints like `.gjc/state/sdk/<session-id>.json` and settings migration markers) into the leader repo's default branch. The checkpoint classifier's protected prefixes now cover both GJC runtime roots — `.gjc/_session-*/` and `.gjc/state/` — while user-owned `.gjc/` content (config, agents, skills) stays eligible as reviewable worker work. The worker-runtime-state e2e guard now asserts absence at the actual leader merge-target path instead of an unrelated session-scoped path, and matcher boundary cases (`.gjc/state` bare entry vs `.gjc/state-*` siblings) are pinned (#4603).
 - Fixed Telegram forum topics freezing after the identity header: an attached, trusted session whose topic-host lease expired (20 s `HEARTBEAT_TTL_MS`) could never renew it, because `renewActiveTopicLeases` only renewed sessions that already passed the trusted-lease gate, so every later `turn_stream`/`context_update`/tool frame was rejected pre-send with "trusted attachment lease is stale" and the topic never updated again (#4647). A live attachment that still owns its exact logical session and holds an authorized recovery lease may now re-arm its own expired host lease — from the ownership heartbeat and once more before the publication gate — mirroring `acquireLease` admission (expired-but-owned active lease, or a same-owner resume inside the disconnect-grace window, which also covers the incident's persisted `disconnect_grace` record). Dropped sessions, closed endpoints, foreign lease owners, archive-fenced/inactive topics, malformed bindings, and cross-session ownership checks all still fail closed. Daemon generation bumped 169→170.
diff --git a/packages/coding-agent/src/modes/controllers/command-controller.ts b/packages/coding-agent/src/modes/controllers/command-controller.ts
index 9aea32a4ec..cc0e1509ed 100644
--- a/packages/coding-agent/src/modes/controllers/command-controller.ts
+++ b/packages/coding-agent/src/modes/controllers/command-controller.ts
@@ -629,7 +629,9 @@ export class CommandController {
 		if (!usageReports) {
 			const provider = this.ctx.session as { fetchUsageReports?: () => Promise<UsageReport[] | null> };
 			if (!provider.fetchUsageReports) {
-				this.ctx.showWarning("Usage reporting is not configured for this session.");
+				this.ctx.showWarning(
+					"Usage reporting is not configured for this session: no provider exposes usage limits here.",
+				);
 				return;
 			}
 			try {
@@ -641,7 +643,9 @@ export class CommandController {
 		}
 
 		if (!usageReports || usageReports.length === 0) {
-			this.ctx.showWarning("No usage data available.");
+			this.ctx.showWarning(
+				"No usage data available: the configured providers reported no limits. Subscription/OAuth credentials report limits; plain API keys usually do not.",
+			);
 			return;
 		}
 
@@ -1604,6 +1608,39 @@ function formatUnlimitedReportLabel(report: UsageReport, reportIndex: number): s
 	return `account ${reportIndex + 1}`;
 }
 
+/**
+ * Two-unit countdown for usage windows. `formatDuration` collapses everything
+ * past 48h to a single rounded unit, so a weekly window reads `7d` whether 6.6
+ * or 7.4 days remain — useless when the question is "how long until I get my
+ * quota back". Kept local to the usage panel so job/elapsed rendering keeps the
+ * coarse label.
+ */
+function formatResetCountdown(ms: number): string {
+	const totalMinutes = Math.max(0, Math.floor(ms / 60_000));
+	if (totalMinutes < 1) return "<1m";
+	if (totalMinutes < 60) return `${totalMinutes}m`;
+	const totalHours = Math.floor(totalMinutes / 60);
+	if (totalHours < 48) {
+		const minutes = totalMinutes % 60;
+		return minutes > 0 ? `${totalHours}h ${minutes}m` : `${totalHours}h`;
+	}
+	const days = Math.floor(totalHours / 24);
+	const hours = totalHours % 24;
+	return hours > 0 ? `${days}d ${hours}h` : `${days}d`;
+}
+
+/** Absolute local reset time, so a long countdown maps onto a real calendar day. */
+function formatResetAt(resetsAt: number, nowMs: number): string {
+	const date = new Date(resetsAt);
+	const withinADay = resetsAt - nowMs < 24 * 3_600_000;
+	return date.toLocaleString(undefined, {
+		month: withinADay ? undefined : "short",
+		day: withinADay ? undefined : "numeric",
+		hour: "2-digit",
+		minute: "2-digit",
+	});
+}
+
 function formatResetShort(limit: UsageLimit, nowMs: number): string | undefined {
 	if (limit.window?.resetsAt !== undefined) {
 		return formatDuration(limit.window.resetsAt - nowMs);
@@ -1611,6 +1648,61 @@ function formatResetShort(limit: UsageLimit, nowMs: number): string | undefined
 	return undefined;
 }
 
+/** Squeeze a label from the middle, keeping both ends. */
+function squeezeMiddle(label: string, maxWidth: number): string {
+	if (visibleWidth(label) <= maxWidth) return label;
+	if (maxWidth <= 3) return truncateJobLabel(label, maxWidth);
+	const chars = [...label];
+	const headBudget = Math.ceil((maxWidth - 1) / 2);
+	const tailBudget = maxWidth - 1 - headBudget;
+	let head = "";
+	for (const char of chars) {
+		if (visibleWidth(head + char) > headBudget) break;
+		head += char;
+	}
+	let tail = "";
+	for (let index = chars.length - 1; index >= 0; index--) {
+		const next = chars[index]! + tail;
+		if (visibleWidth(next) > tailBudget) break;
+		tail = next;
+	}
+	return `${head}…${tail}`;
+}
+
+function accountLocalPart(label: string): string {
+	const at = label.lastIndexOf("@");
+	return at > 0 ? label.slice(0, at) : label;
+}
+
+/**
+ * Fit account labels into `maxWidth` while keeping them mutually
+ * distinguishable. Credentials pooled on one provider share a domain and often
+ * a prefix, so truncating each label in isolation collapses every column into
+ * the same stub — which defeats the only reason the panel shows accounts at
+ * all. Try progressively cheaper representations and keep the first one that is
+ * still unique; if nothing is, tag the columns with an index so the rows can at
+ * least be told apart.
+ */
+function truncateAccountLabels(labels: string[], maxWidth: number): string[] {
+	const distinctInput = new Set(labels).size;
+	const strategies: ((label: string) => string)[] = [
+		label => label,
+		label => accountLocalPart(label),
+		label => truncateJobLabel(accountLocalPart(label), maxWidth),
+		label => squeezeMiddle(accountLocalPart(label), maxWidth),
+	];
+	for (const strategy of strategies) {
+		const candidate = labels.map(strategy);
+		const fits = candidate.every(entry => visibleWidth(entry) <= maxWidth);
+		if (fits && new Set(candidate).size === distinctInput) return candidate;
+	}
+	return labels.map((label, index) => {
+		const tag = `#${index + 1}`;
+		const budget = Math.max(1, maxWidth - visibleWidth(tag));
+		return `${truncateJobLabel(accountLocalPart(label), budget)}${tag}`;
+	});
+}
+
 function formatAccountHeaderRow(
 	limits: UsageLimit[],
 	reports: UsageReport[],
@@ -1638,9 +1730,13 @@ function formatAccountHeaderRow(
 		});
 	}
 
-	return parts.map(p => {
-		const prefix = truncateJobLabel(p.label, prefixBudget);
-		const prefixCell = prefix + " ".repeat(prefixBudget - visibleWidth(prefix));
+	const prefixes = truncateAccountLabels(
+		parts.map(p => p.label),
+		prefixBudget,
+	);
+	return parts.map((p, index) => {
+		const prefix = prefixes[index]!;
+		const prefixCell = prefix + " ".repeat(Math.max(0, prefixBudget - visibleWidth(prefix)));
 		if (!p.suffix) return prefixCell + " ".repeat(maxSuffixWidth + gap);
 		const suffixPad = " ".repeat(maxSuffixWidth - visibleWidth(p.suffix));
 		return `${prefixCell} ${suffixPad}${uiTheme.fg("dim", p.suffix)}`;
@@ -1688,18 +1784,24 @@ function formatAggregateAmount(limits: UsageLimit[]): string {
 	return `${limits.length} accts`;
 }
 
+/**
+ * Reset line for one window. Renders a range when the accounts in the window
+ * reset at materially different times, and pins the earliest reset to an
+ * absolute local time so "when do I get my quota back" is answerable without
+ * doing date arithmetic in your head.
+ */
 function resolveResetRange(limits: UsageLimit[], nowMs: number): string | null {
 	const absolute = limits
 		.map(limit => limit.window?.resetsAt)
 		.filter((value): value is number => value !== undefined && Number.isFinite(value) && value > nowMs);
 	if (absolute.length === 0) return null;
-	const offsets = absolute.map(value => value - nowMs);
-	const minReset = Math.min(...offsets);
-	const maxReset = Math.max(...offsets);
-	if (maxReset - minReset > 60_000) {
-		return `resets in ${formatDuration(minReset)}–${formatDuration(maxReset)}`;
+	const earliest = Math.min(...absolute);
+	const latest = Math.max(...absolute);
+	const at = formatResetAt(earliest, nowMs);
+	if (latest - earliest > 60_000) {
+		return `resets in ${formatResetCountdown(earliest - nowMs)}–${formatResetCountdown(latest - nowMs)} (first ${at})`;
 	}
-	return `resets in ${formatDuration(minReset)}`;
+	return `resets in ${formatResetCountdown(earliest - nowMs)} (${at})`;
 }
 
 function resolveStatusIcon(status: UsageLimit["status"], uiTheme: typeof theme): string {
@@ -1868,7 +1970,7 @@ export function renderUsageReports(
 				padColumn(renderUsageBar(limit, uiTheme, sectionColumnWidth), sectionColumnWidth),
 			);
 			lines.push(`  ${bars.join(" ")} ${amountText}`.trimEnd());
-			const resetText = sortedLimits.length <= 1 ? resolveResetRange(sortedLimits, nowMs) : null;
+			const resetText = resolveResetRange(sortedLimits, nowMs);
 			if (resetText) {
 				lines.push(`  ${uiTheme.fg("dim", resetText)}`.trimEnd());
 			}
diff --git a/packages/coding-agent/src/slash-commands/builtin-registry.ts b/packages/coding-agent/src/slash-commands/builtin-registry.ts
index 587165de8c..c1659ecef9 100644
--- a/packages/coding-agent/src/slash-commands/builtin-registry.ts
+++ b/packages/coding-agent/src/slash-commands/builtin-registry.ts
@@ -50,7 +50,7 @@ import { buildFastStatusReport } from "./helpers/fast-status-report";
 import { formatDuration } from "./helpers/format";
 import { commandConsumed, errorMessage, parseSlashCommand, parseSubcommand, usage } from "./helpers/parse";
 import { handleSshAcp } from "./helpers/ssh";
-import { buildUsageReportText } from "./helpers/usage-report";
+import { buildUsageReportText, collectCachedUsageReports } from "./helpers/usage-report";
 import type {
 	BuiltinSlashCommand,
 	ParsedSlashCommand,
@@ -1348,7 +1348,16 @@ const BUILTIN_SLASH_COMMAND_REGISTRY: ReadonlyArray<SlashCommandSpec> = [
 				runtime.ctx.showError("Usage: /usage [check]");
 			} else {
 				const adapted = toSlashCommandRuntime(runtime);
-				await adapted.output(await buildUsageReportText(adapted, { check: args === "check" }));
+				// Plain `/usage` renders the graphical panel from the cache-only
+				// inventory snapshot — same data the text view reads, no fetch or
+				// probe. `/usage check` stays on the text path because its value is
+				// the per-credential health verdict, not the bars.
+				const cached = args === "" ? collectCachedUsageReports(adapted) : [];
+				if (cached.length > 0) {
+					await runtime.ctx.handleUsageCommand(cached);
+				} else {
+					await adapted.output(await buildUsageReportText(adapted, { check: args === "check" }));
+				}
 			}
 			runtime.ctx.editor.setText("");
 		},
diff --git a/packages/coding-agent/src/slash-commands/helpers/usage-report.ts b/packages/coding-agent/src/slash-commands/helpers/usage-report.ts
index 3bfda5fa83..dfd62fbde2 100644
--- a/packages/coding-agent/src/slash-commands/helpers/usage-report.ts
+++ b/packages/coding-agent/src/slash-commands/helpers/usage-report.ts
@@ -1,4 +1,4 @@
-import type { UsageLimit } from "@gajae-code/ai/core";
+import type { UsageLimit, UsageReport } from "@gajae-code/ai/core";
 import { sanitizeText } from "@gajae-code/utils";
 import {
 	type AccountInventoryRow,
@@ -34,6 +34,60 @@ function healthLabel(row: AccountInventoryRow): string {
 	return "unknown";
 }
 
+/**
+ * Reset detail for one limit. The account rows dropped every reset signal when
+ * the panel was replaced, which left `/usage` unable to answer the question it
+ * exists for: how long until the quota comes back. Two-unit precision, because
+ * a single rounded unit reads `7d` at both 6.6 and 7.4 days remaining.
+ */
+function formatLimitReset(limit: UsageLimit, nowMs: number): string {
+	const resetsAt = limit.window?.resetsAt;
+	if (resetsAt === undefined || !Number.isFinite(resetsAt) || resetsAt <= nowMs) return "";
+	const totalMinutes = Math.floor((resetsAt - nowMs) / 60_000);
+	const totalHours = Math.floor(totalMinutes / 60);
+	let countdown: string;
+	if (totalMinutes < 1) countdown = "<1m";
+	else if (totalMinutes < 60) countdown = `${totalMinutes}m`;
+	else if (totalHours < 48) {
+		const minutes = totalMinutes % 60;
+		countdown = minutes > 0 ? `${totalHours}h ${minutes}m` : `${totalHours}h`;
+	} else {
+		const days = Math.floor(totalHours / 24);
+		const hours = totalHours % 24;
+		countdown = hours > 0 ? `${days}d ${hours}h` : `${days}d`;
+	}
+	const withinADay = resetsAt - nowMs < 24 * 3_600_000;
+	const at = new Date(resetsAt).toLocaleString(undefined, {
+		month: withinADay ? undefined : "short",
+		day: withinADay ? undefined : "numeric",
+		hour: "2-digit",
+		minute: "2-digit",
+	});
+	return `, resets in ${countdown} (${at})`;
+}
+
+/** One limit line: how much is left, and when it comes back. */
+export function formatLimitDetail(limit: UsageLimit, nowMs: number): string {
+	return `${formatUsageAmount(limit)}${formatLimitReset(limit, nowMs)}`;
+}
+
+/**
+ * Cache-only usage reports for the interactive panel. Mirrors the plain
+ * `/usage` contract exactly — reads the account inventory snapshot, never
+ * fetches or probes — so the graphical view can be restored without
+ * reintroducing the network call that motivated replacing it.
+ */
+export function collectCachedUsageReports(runtime: SlashCommandRuntime): UsageReport[] {
+	const session = runtime.session;
+	const modelRegistry = session.modelRegistry;
+	const snapshot = buildAccountInventorySnapshot({
+		authStorage: modelRegistry.authStorage,
+		modelRegistry,
+		sessionId: session.credentialSessionId ?? session.sessionId,
+	});
+	return snapshot.rows.flatMap(row => (row.usage ? [row.usage.report] : []));
+}
+
 function renderAccountRows(rows: AccountInventoryRow[], nowMs: number, checked: boolean): string {
 	const lines = [`Accounts${checked ? " (checked)" : " (cache only)"}`];
 	if (rows.length === 0) {
@@ -52,7 +106,7 @@ function renderAccountRows(rows: AccountInventoryRow[], nowMs: number, checked:
 		);
 		if (row.usage?.report.limits.length) {
 			for (const limit of row.usage.report.limits.slice(0, 8)) {
-				lines.push(`  ${sanitizeText(limit.label)}: ${formatUsageAmount(limit)}`);
+				lines.push(`  ${sanitizeText(limit.label)}: ${formatLimitDetail(limit, nowMs)}`);
 			}
 		}
 	}
diff --git a/packages/coding-agent/test/usage-report-columns.test.ts b/packages/coding-agent/test/usage-report-columns.test.ts
index bffb00c0af..b5719dbfd0 100644
--- a/packages/coding-agent/test/usage-report-columns.test.ts
+++ b/packages/coding-agent/test/usage-report-columns.test.ts
@@ -2,6 +2,7 @@ import { beforeAll, describe, expect, test } from "bun:test";
 import type { UsageLimit, UsageReport } from "@gajae-code/ai";
 import { renderUsageReports } from "@gajae-code/coding-agent/modes/controllers/command-controller";
 import { getThemeByName, setThemeInstance, theme } from "@gajae-code/coding-agent/modes/theme/theme";
+import { formatLimitDetail } from "@gajae-code/coding-agent/slash-commands/helpers/usage-report";
 
 function stripAnsi(text: string): string {
 	return text.replace(/\x1b\[[0-9;]*m/g, "");
@@ -115,3 +116,81 @@ describe("usage report column ordering", () => {
 		}
 	});
 });
+
+describe("usage report reset visibility", () => {
+	beforeAll(async () => {
+		const loaded = await getThemeByName("red-claw");
+		if (loaded) setThemeInstance(loaded);
+	});
+
+	test("multi-account windows still render a reset line", () => {
+		const reports = [report("alice@example.com", 0.2, 0.6), report("bob@example.com", 0.5, 0.1)];
+		const output = stripAnsi(renderUsageReports(reports, theme, NOW, 100));
+
+		expect(output.match(/resets in /g)).toHaveLength(2);
+	});
+
+	test("divergent resets render a range, identical resets render one value", () => {
+		const skewed = {
+			...report("carol@example.com", 0.3, 0.3),
+			limits: [
+				limit("5h", "Claude 5 Hour", "5 Hour", 4 * 3_600_000, 0.3),
+				limit("7d", "Claude 7 Day", "7 Day", 5 * 86_400_000, 0.3),
+			],
+		} as UsageReport;
+		const lines = stripAnsi(renderUsageReports([report("alice@example.com", 0.2, 0.6), skewed], theme, NOW, 100))
+			.split("\n")
+			.filter(line => line.includes("resets in "));
+
+		expect(lines).toHaveLength(2);
+		// 5h window: alice resets in 2h, carol in 4h → a range.
+		expect(lines[0]).toMatch(/resets in 2h–4h \(first .+\)/);
+		// 7d window: both reset at the same instant → a single value.
+		expect(lines[1]).toMatch(/^\s*resets in 5d \(.+\)$/);
+	});
+
+	test("windows past 48h keep hour precision instead of collapsing to one unit", () => {
+		const coarse = {
+			...report("dave@example.com", 0.1, 0.1),
+			limits: [limit("7d", "Claude 7 Day", "7 Day", 6 * 86_400_000 + 14 * 3_600_000, 0.1)],
+		} as UsageReport;
+		const output = stripAnsi(renderUsageReports([coarse], theme, NOW, 100));
+
+		expect(output).toContain("resets in 6d 14h");
+	});
+
+	test("account labels stay distinguishable when columns are tight", () => {
+		const crowded = ["one", "two", "three", "four", "five"].map(name =>
+			report(`${name}.longlocalpart@example.com`, 0.2, 0.2),
+		);
+		const lines = stripAnsi(renderUsageReports(crowded, theme, NOW, 80)).split("\n");
+		const header = lines[lines.findIndex(line => line.includes("Claude 5 Hour")) + 1] ?? "";
+		// Strip the shared `(reset)` suffix so uniqueness is judged on identity alone.
+		const labels = header
+			.trim()
+			.split(/\s*\([^)]*\)\s*/)
+			.map(cell => cell.trim())
+			.filter(Boolean);
+
+		expect(labels).toHaveLength(crowded.length);
+		expect(new Set(labels).size).toBe(crowded.length);
+	});
+});
+
+describe("usage text rows", () => {
+	test("limit lines carry the reset countdown and an absolute reset time", () => {
+		const weekly = limit("7d", "Claude 7 Day", "7 Day", 6 * 86_400_000 + 14 * 3_600_000, 0.24);
+		const detail = formatLimitDetail(weekly, NOW);
+
+		expect(detail).toContain("24.00% used");
+		expect(detail).toContain("resets in 6d 14h");
+	});
+
+	test("expired or missing reset windows add no reset text", () => {
+		const past = limit("5h", "Claude 5 Hour", "5 Hour", -3_600_000, 0.5);
+		const windowless = { ...past, window: undefined } as UsageLimit;
+
+		expect(formatLimitDetail(past, NOW)).not.toContain("resets in");
+		expect(formatLimitDetail(windowless, NOW)).not.toContain("resets in");
+	});
+});