diff --git a/src/utils/__tests__/wave14_stellar_qr_encoder.test.ts b/src/utils/__tests__/wave14_stellar_qr_encoder.test.ts
new file mode 100644
index 0000000..5b0abaf
--- /dev/null
+++ b/src/utils/__tests__/wave14_stellar_qr_encoder.test.ts
@@ -0,0 +1,23 @@
+describe('Wave 14 Solaris: Stellar SEP-0007 URI Scheme Formatter', () => {
+  const generateSEP07PayURI = (destination: string, amount: string, memo?: string): string => {
+    let uri = `web+stellar:pay?destination=${encodeURIComponent(destination)}&amount=${encodeURIComponent(amount)}`;
+    if (memo) {
+      uri += `&memo=${encodeURIComponent(memo)}&memo_type=MEMO_TEXT`;
+    }
+    return uri;
+  };
+
+  it('should format standard SEP-0007 payment URI with destination and amount', () => {
+    const dest = 'GBBD47IF6LWK7P7MDEVSCWR7DPUWV3NY3DTQEVFL4NAT4AQH3ZLLFLA5';
+    const uri = generateSEP07PayURI(dest, '250.00');
+    expect(uri).toContain('web+stellar:pay?destination=');
+    expect(uri).toContain('&amount=250.00');
+  });
+
+  it('should include encoded memo string when specified', () => {
+    const dest = 'GBBD47IF6LWK7P7MDEVSCWR7DPUWV3NY3DTQEVFL4NAT4AQH3ZLLFLA5';
+    const uri = generateSEP07PayURI(dest, '100.00', 'Bounty Settlement');
+    expect(uri).toContain('&memo=Bounty%20Settlement');
+    expect(uri).toContain('&memo_type=MEMO_TEXT');
+  });
+});