diff --git a/soh/soh/Enhancements/Cheats/Infinite/Money.cpp b/soh/soh/Enhancements/Cheats/Infinite/Money.cpp
index 38b402d6d27..26d04ca9354 100644
--- a/soh/soh/Enhancements/Cheats/Infinite/Money.cpp
+++ b/soh/soh/Enhancements/Cheats/Infinite/Money.cpp
@@ -1,6 +1,7 @@
 #include <libultraship/bridge.h>
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
 #include "soh/ShipInit.hpp"
+#include "soh/Enhancements/randomizer/BankCards.h"
 #include "z64save.h"
 #include "variables.h"
 
@@ -19,7 +20,7 @@ void OnGameFrameUpdateInfiniteMoney() {
         return;
     }
 
-    gSaveContext.rupees = CUR_CAPACITY(UPG_WALLET);
+    gSaveContext.rupees = Randomizer_BankCards_GetMaxRupees();
 }
 
 void RegisterInfiniteMoney() {
diff --git a/soh/soh/Enhancements/TimeSavers/FasterRupeeAccumulator.cpp b/soh/soh/Enhancements/TimeSavers/FasterRupeeAccumulator.cpp
index 5fcfb0d2681..4b6dd4b1398 100644
--- a/soh/soh/Enhancements/TimeSavers/FasterRupeeAccumulator.cpp
+++ b/soh/soh/Enhancements/TimeSavers/FasterRupeeAccumulator.cpp
@@ -1,5 +1,6 @@
 #include "soh/Enhancements/game-interactor/GameInteractor.h"
 #include "soh/ShipInit.hpp"
+#include "soh/Enhancements/randomizer/BankCards.h"
 
 extern "C" {
 #include "z64save.h"
@@ -18,12 +19,13 @@ void RegisterFasterRupeeAccumulator() {
 
         // Gaining rupees
         if (gSaveContext.rupeeAccumulator > 0) {
+            s16 maxRupees = Randomizer_BankCards_GetMaxRupees();
             // Wallet is full
-            if (gSaveContext.rupees >= CUR_CAPACITY(UPG_WALLET)) {
+            if (gSaveContext.rupees >= maxRupees) {
                 return;
             }
 
-            if (gSaveContext.rupeeAccumulator >= 10 && gSaveContext.rupees + 10 < CUR_CAPACITY(UPG_WALLET)) {
+            if (gSaveContext.rupeeAccumulator >= 10 && gSaveContext.rupees + 10 < maxRupees) {
                 gSaveContext.rupeeAccumulator -= 10;
                 gSaveContext.rupees += 10;
             }
diff --git a/soh/soh/Enhancements/game-interactor/GameInteractionEffect.cpp b/soh/soh/Enhancements/game-interactor/GameInteractionEffect.cpp
index 7c762ca663f..7b98b15f569 100644
--- a/soh/soh/Enhancements/game-interactor/GameInteractionEffect.cpp
+++ b/soh/soh/Enhancements/game-interactor/GameInteractionEffect.cpp
@@ -12,6 +12,7 @@ have functions to both enable and disable said effect.
 #include "GameInteractor.h"
 #include <libultraship/bridge.h>
 #include "soh/Enhancements/cosmetics/CosmeticsEditor.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 
 extern "C" {
 #include <z64.h>
@@ -148,7 +149,7 @@ GameInteractionEffectQueryResult ModifyRupees::CanBeApplied() {
     if (!GameInteractor::IsSaveLoaded(true)) {
         return GameInteractionEffectQueryResult::TemporarilyNotPossible;
     } else if ((parameters[0] < 0 && gSaveContext.rupees <= 0) ||
-               (parameters[0] > 0 && gSaveContext.rupees >= CUR_CAPACITY(UPG_WALLET))) {
+               (parameters[0] > 0 && gSaveContext.rupees >= Randomizer_BankCards_GetMaxRupees())) {
         return GameInteractionEffectQueryResult::NotPossible;
     } else {
         return GameInteractionEffectQueryResult::Possible;
diff --git a/soh/soh/Enhancements/randomizer/BankCards.cpp b/soh/soh/Enhancements/randomizer/BankCards.cpp
new file mode 100644
index 00000000000..10362b09615
--- /dev/null
+++ b/soh/soh/Enhancements/randomizer/BankCards.cpp
@@ -0,0 +1,122 @@
+#include "BankCards.h"
+#include "soh/OTRGlobals.h"
+#include "randomizerTypes.h"
+
+extern "C" {
+#include "macros.h"
+#include "z64save.h"
+#include "functions.h"
+#include "variables.h"
+extern s32 Flags_GetRandomizerInf(RandomizerInf flag);
+}
+
+namespace Rando::BankCards {
+
+static constexpr s16 BANK_CARD_MAX_RUPEES = 9999;
+
+static bool HasRandomizerContext() {
+    return OTRGlobals::Instance != nullptr && OTRGlobals::Instance->gRandomizer != nullptr;
+}
+
+bool IsEnabled() {
+    return IS_RANDO && HasRandomizerContext() &&
+           OTRGlobals::Instance->gRandomizer->GetRandoSettingValue(RSK_BANK_CARDS) != 0;
+}
+
+s16 GetMaxRupees() {
+    // When the setting is off we behave exactly like the vanilla wallet cap.
+    if (!IsEnabled()) {
+        return CUR_CAPACITY(UPG_WALLET);
+    }
+
+    return BANK_CARD_MAX_RUPEES;
+}
+
+s16 GetTransactionLimit() {
+    if (IsEnabled() && !Flags_GetRandomizerInf(RAND_INF_HAS_WALLET)) {
+        return 0;
+    }
+
+    return CUR_CAPACITY(UPG_WALLET);
+}
+
+bool CanSpend(s32 price) {
+    if (price < 0) {
+        return false;
+    }
+
+    // Bank Cards restrict a single purchase to the current wallet size; otherwise only check the total rupees.
+    if (IsEnabled() && price > GetTransactionLimit()) {
+        return false;
+    }
+
+    return gSaveContext.rupees >= price;
+}
+
+bool ShouldApplyFullWallets() {
+    if (!HasRandomizerContext() || IsEnabled()) {
+        return false;
+    }
+
+    return OTRGlobals::Instance->gRandomizer->GetRandoSettingValue(RSK_FULL_WALLETS) != 0;
+}
+
+bool FormatRupeeDigits(s16 rupees, s16* counterDigits, s16* firstDigitIndex, s16* digitCount) {
+    if (!IsEnabled() || counterDigits == nullptr || firstDigitIndex == nullptr || digitCount == nullptr) {
+        return false;
+    }
+
+    s16 cappedRupees = rupees;
+    if (cappedRupees < 0) {
+        cappedRupees = 0;
+    }
+    s16 maxRupees = GetMaxRupees();
+    if (cappedRupees > maxRupees) {
+        cappedRupees = maxRupees;
+    }
+
+    counterDigits[0] = cappedRupees / 1000;
+    counterDigits[1] = (cappedRupees / 100) % 10;
+    counterDigits[2] = (cappedRupees / 10) % 10;
+    counterDigits[3] = cappedRupees % 10;
+
+    if (cappedRupees >= 1000) {
+        *firstDigitIndex = 0;
+        *digitCount = 4;
+    } else if (cappedRupees >= 100) {
+        *firstDigitIndex = 0;
+        *digitCount = 3;
+    } else {
+        *firstDigitIndex = 1;
+        *digitCount = 2;
+    }
+
+    return true;
+}
+
+} // namespace Rando::BankCards
+
+extern "C" bool Randomizer_BankCardsEnabled() {
+    return Rando::BankCards::IsEnabled();
+}
+
+extern "C" s16 Randomizer_BankCards_GetMaxRupees() {
+    return Rando::BankCards::GetMaxRupees();
+}
+
+extern "C" s16 Randomizer_BankCards_GetTransactionLimit() {
+    return Rando::BankCards::GetTransactionLimit();
+}
+
+extern "C" bool Randomizer_BankCards_CanSpend(s32 price) {
+    return Rando::BankCards::CanSpend(price);
+}
+
+extern "C" bool Randomizer_BankCards_ShouldApplyFullWallets() {
+    return Rando::BankCards::ShouldApplyFullWallets();
+}
+
+extern "C" bool Randomizer_BankCards_FormatRupeeDigits(s16 rupees, s16* counterDigits, s16* firstDigitIndex,
+                                                       s16* digitCount) {
+    return Rando::BankCards::FormatRupeeDigits(rupees, counterDigits, firstDigitIndex, digitCount);
+}
diff --git a/soh/soh/Enhancements/randomizer/BankCards.h b/soh/soh/Enhancements/randomizer/BankCards.h
new file mode 100644
index 00000000000..da38c50f9e5
--- /dev/null
+++ b/soh/soh/Enhancements/randomizer/BankCards.h
@@ -0,0 +1,21 @@
+#pragma once
+
+#include <stdbool.h>
+#include <libultraship/libultra.h>
+
+#ifdef __cplusplus
+extern "C" {
+#endif
+
+bool Randomizer_BankCardsEnabled();
+s16 Randomizer_BankCards_GetMaxRupees();
+s16 Randomizer_BankCards_GetTransactionLimit();
+bool Randomizer_BankCards_CanSpend(s32 price);
+bool Randomizer_BankCards_ShouldApplyFullWallets();
+bool Randomizer_BankCards_FormatRupeeDigits(s16 rupees, s16* counterDigits, s16* firstDigitIndex,
+                                            s16* digitCount);
+
+#ifdef __cplusplus
+}
+#endif
+
diff --git a/soh/soh/Enhancements/randomizer/hook_handlers.cpp b/soh/soh/Enhancements/randomizer/hook_handlers.cpp
index 23f938d7927..551eb4ec8fe 100644
--- a/soh/soh/Enhancements/randomizer/hook_handlers.cpp
+++ b/soh/soh/Enhancements/randomizer/hook_handlers.cpp
@@ -7,6 +7,7 @@
 #include "soh/Enhancements/randomizer/randomizerTypes.h"
 #include "soh/Enhancements/randomizer/dungeon.h"
 #include "soh/Enhancements/randomizer/static_data.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 #include "soh/Enhancements/game-interactor/GameInteractor.h"
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
 #include "soh/SohGui/ImGuiUtils.h"
@@ -1160,9 +1161,9 @@ void RandomizerOnVanillaBehaviorHandler(GIVanillaBehavior id, bool* should, va_l
         }
         case VB_CHECK_RANDO_PRICE_OF_CARPET_SALESMAN: {
             if (EnJs_RandoCanGetCarpetMerchantItem()) {
-                *should =
-                    gSaveContext.rupees <
+                const s32 price =
                     OTRGlobals::Instance->gRandoContext->GetItemLocation(RC_WASTELAND_BOMBCHU_SALESMAN)->GetPrice();
+                *should = !Randomizer_BankCards_CanSpend(price);
             }
             break;
         }
@@ -1188,8 +1189,8 @@ void RandomizerOnVanillaBehaviorHandler(GIVanillaBehavior id, bool* should, va_l
         }
         case VB_CHECK_RANDO_PRICE_OF_MEDIGORON: {
             if (EnGm_RandoCanGetMedigoronItem()) {
-                *should = gSaveContext.rupees <
-                          OTRGlobals::Instance->gRandoContext->GetItemLocation(RC_GC_MEDIGORON)->GetPrice();
+                const s32 price = OTRGlobals::Instance->gRandoContext->GetItemLocation(RC_GC_MEDIGORON)->GetPrice();
+                *should = !Randomizer_BankCards_CanSpend(price);
             }
             break;
         }
@@ -1401,8 +1402,8 @@ void RandomizerOnVanillaBehaviorHandler(GIVanillaBehavior id, bool* should, va_l
         }
         case VB_GRANNY_SAY_INSUFFICIENT_RUPEES: {
             if (EnDs_RandoCanGetGrannyItem()) {
-                *should = gSaveContext.rupees <
-                          OTRGlobals::Instance->gRandoContext->GetItemLocation(RC_KAK_GRANNYS_SHOP)->GetPrice();
+                const s32 price = OTRGlobals::Instance->gRandoContext->GetItemLocation(RC_KAK_GRANNYS_SHOP)->GetPrice();
+                *should = !Randomizer_BankCards_CanSpend(price);
             }
             break;
         }
@@ -1617,7 +1618,8 @@ void RandomizerOnVanillaBehaviorHandler(GIVanillaBehavior id, bool* should, va_l
             break;
         }
         case VB_RENDER_RUPEE_COUNTER: {
-            if (!Flags_GetRandomizerInf(RAND_INF_HAS_WALLET) || Flags_GetRandomizerInf(RAND_INF_HAS_INFINITE_MONEY)) {
+            if ((!Flags_GetRandomizerInf(RAND_INF_HAS_WALLET) && !Randomizer_BankCardsEnabled()) ||
+                Flags_GetRandomizerInf(RAND_INF_HAS_INFINITE_MONEY)) {
                 *should = false;
             }
             break;
@@ -1916,7 +1918,7 @@ u32 EnDns_RandomizerPurchaseableCheck(EnDns* enDns) {
     if (Flags_GetRandomizerInf(enDns->sohScrubIdentity.randomizerInf)) {
         return 3; // Can't get this now
     }
-    if (gSaveContext.rupees < enDns->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(enDns->dnsItemEntry->itemPrice)) {
         return 0; // Not enough rupees
     }
     return 4;
@@ -2226,10 +2228,10 @@ void RandomizerOnGameFrameUpdateHandler() {
     }
 
     if (Flags_GetRandomizerInf(RAND_INF_HAS_INFINITE_MONEY)) {
-        gSaveContext.rupees = static_cast<s16>(CUR_CAPACITY(UPG_WALLET));
+        gSaveContext.rupees = Randomizer_BankCards_GetMaxRupees();
     }
 
-    if (!Flags_GetRandomizerInf(RAND_INF_HAS_WALLET)) {
+    if (!Flags_GetRandomizerInf(RAND_INF_HAS_WALLET) && !Randomizer_BankCardsEnabled()) {
         gSaveContext.rupees = 0;
     }
 }
diff --git a/soh/soh/Enhancements/randomizer/option_descriptions.cpp b/soh/soh/Enhancements/randomizer/option_descriptions.cpp
index 1f6b71a881a..4ac0f722cca 100644
--- a/soh/soh/Enhancements/randomizer/option_descriptions.cpp
+++ b/soh/soh/Enhancements/randomizer/option_descriptions.cpp
@@ -737,6 +737,9 @@ void Settings::CreateOptionDescriptions() {
     mOptionDescriptions[RSK_MASK_SHOP_HINT] =
         "Reading the mask shop sign will tell you rewards from showing masks at the Deku Theatre.";
     mOptionDescriptions[RSK_FULL_WALLETS] = "Start with a full wallet. All wallet upgrades come filled with rupees.";
+    mOptionDescriptions[RSK_BANK_CARDS] =
+        "Raises the rupee balance cap to 9999 while wallet upgrades set the maximum you can spend per purchase. "
+        "Full Wallets is ignored when this is on.";
     mOptionDescriptions[RSK_BOMBCHU_BAG] =
         "None - Bombchus have vanilla behavior, any Bombchu requirement is filled by Bomb Bag + a renewable source of "
         "Bombchus.\n\n"
diff --git a/soh/soh/Enhancements/randomizer/randomizer.cpp b/soh/soh/Enhancements/randomizer/randomizer.cpp
index de17327f19b..762e6c2addd 100644
--- a/soh/soh/Enhancements/randomizer/randomizer.cpp
+++ b/soh/soh/Enhancements/randomizer/randomizer.cpp
@@ -22,6 +22,7 @@
 #include <stdexcept>
 #include "randomizer_check_objects.h"
 #include "randomizer_check_tracker.h"
+#include "BankCards.h"
 #include <sstream>
 #include <tuple>
 #include <functional>
@@ -6266,13 +6267,13 @@ extern "C" u16 Randomizer_Item_Give(PlayState* play, GetItemEntry giEntry) {
             break;
         case RG_TYCOON_WALLET:
             Inventory_ChangeUpgrade(UPG_WALLET, 3);
-            if (OTRGlobals::Instance->gRandomizer->GetRandoSettingValue(RSK_FULL_WALLETS)) {
+            if (Randomizer_BankCards_ShouldApplyFullWallets()) {
                 Rupees_ChangeBy(999);
             }
             break;
         case RG_CHILD_WALLET:
             Flags_SetRandomizerInf(RAND_INF_HAS_WALLET);
-            if (OTRGlobals::Instance->gRandomizer->GetRandoSettingValue(RSK_FULL_WALLETS)) {
+            if (Randomizer_BankCards_ShouldApplyFullWallets()) {
                 Rupees_ChangeBy(99);
             }
             break;
diff --git a/soh/soh/Enhancements/randomizer/randomizerTypes.h b/soh/soh/Enhancements/randomizer/randomizerTypes.h
index 6d5036945ad..b37afd54046 100644
--- a/soh/soh/Enhancements/randomizer/randomizerTypes.h
+++ b/soh/soh/Enhancements/randomizer/randomizerTypes.h
@@ -6183,6 +6183,7 @@ typedef enum {
     RSK_STARTING_STICKS,
     RSK_STARTING_NUTS,
     RSK_FULL_WALLETS,
+    RSK_BANK_CARDS,
     RSK_SHUFFLE_CHEST_MINIGAME,
     RSK_BIG_POE_COUNT,
     RSK_SKIP_EPONA_RACE,
diff --git a/soh/soh/Enhancements/randomizer/randomizer_item_tracker.cpp b/soh/soh/Enhancements/randomizer/randomizer_item_tracker.cpp
index cd32cc4b144..12c4400ee53 100644
--- a/soh/soh/Enhancements/randomizer/randomizer_item_tracker.cpp
+++ b/soh/soh/Enhancements/randomizer/randomizer_item_tracker.cpp
@@ -9,6 +9,7 @@
 #include "randomizer_check_tracker.h"
 #include "randomizer_item_tracker.h"
 #include "randomizerTypes.h"
+#include "BankCards.h"
 #include "soh/cvar_prefixes.h"
 #include "soh/Enhancements/game-interactor/GameInteractor.h"
 #include "soh/OTRGlobals.h"
@@ -471,10 +472,15 @@ ItemTrackerNumbers GetItemCurrentAndMax(ItemTrackerItem item) {
         case ITEM_WALLET_ADULT:
         case ITEM_WALLET_GIANT:
             result.currentCapacity =
-                IS_RANDO && !Flags_GetRandomizerInf(RAND_INF_HAS_WALLET) ? 0 : CUR_CAPACITY(UPG_WALLET);
-            result.maxCapacity =
-                IS_RANDO && OTRGlobals::Instance->gRandomizer->GetRandoSettingValue(RSK_INCLUDE_TYCOON_WALLET) ? 999
-                                                                                                               : 500;
+                (IS_RANDO && !Flags_GetRandomizerInf(RAND_INF_HAS_WALLET) && !Randomizer_BankCardsEnabled())
+                    ? 0
+                    : Randomizer_BankCards_GetMaxRupees();
+            result.maxCapacity = IS_RANDO && Randomizer_BankCardsEnabled()
+                                     ? Randomizer_BankCards_GetMaxRupees()
+                                     : (IS_RANDO &&
+                                        OTRGlobals::Instance->gRandomizer->GetRandoSettingValue(RSK_INCLUDE_TYCOON_WALLET)
+                                            ? 999
+                                            : 500);
             result.currentAmmo = gSaveContext.rupees;
             break;
         case ITEM_BOMBCHU:
diff --git a/soh/soh/Enhancements/randomizer/savefile.cpp b/soh/soh/Enhancements/randomizer/savefile.cpp
index c8c3ea43102..ad032886861 100644
--- a/soh/soh/Enhancements/randomizer/savefile.cpp
+++ b/soh/soh/Enhancements/randomizer/savefile.cpp
@@ -3,6 +3,7 @@
 #include "soh/ResourceManagerHelpers.h"
 #include "soh/Enhancements/game-interactor/GameInteractor.h"
 #include "soh/Enhancements/randomizer/logic.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 
 extern "C" {
 #include <z64.h>
@@ -18,14 +19,7 @@ GetItemEntry Randomizer_GetItemFromKnownCheck(RandomizerCheck randomizerCheck, G
 // Item_Give in z_parameter, we'll need to update Item_Give to ensure
 // nothing breaks when calling it without a valid play first.
 void GiveLinkRupees(int numOfRupees) {
-    int maxRupeeCount = 0;
-    if (CUR_UPG_VALUE(UPG_WALLET) == 0) {
-        maxRupeeCount = 99;
-    } else if (CUR_UPG_VALUE(UPG_WALLET) == 1) {
-        maxRupeeCount = 200;
-    } else if (CUR_UPG_VALUE(UPG_WALLET) == 2) {
-        maxRupeeCount = 500;
-    }
+    int maxRupeeCount = Randomizer_BankCards_GetMaxRupees();
 
     int newRupeeCount = gSaveContext.rupees;
     newRupeeCount += numOfRupees;
@@ -179,7 +173,7 @@ void SetStartingItems() {
         }
     }
 
-    if (Randomizer_GetSettingValue(RSK_FULL_WALLETS)) {
+    if (Randomizer_BankCards_ShouldApplyFullWallets()) {
         GiveLinkRupees(9001);
     }
 
diff --git a/soh/soh/Enhancements/randomizer/settings.cpp b/soh/soh/Enhancements/randomizer/settings.cpp
index 8715b154bc6..91d530f23e2 100644
--- a/soh/soh/Enhancements/randomizer/settings.cpp
+++ b/soh/soh/Enhancements/randomizer/settings.cpp
@@ -322,6 +322,7 @@ void Settings::CreateOptions() {
     OPT_BOOL(RSK_STARTING_STICKS, "Start with Stick Ammo", {"No", "Yes"}, OptionCategory::Setting, CVAR_RANDOMIZER_SETTING("StartingSticks"), "", WidgetType::Checkbox, RO_GENERIC_OFF);
     OPT_BOOL(RSK_STARTING_NUTS, "Start with Nut Ammo", {"No", "Yes"}, OptionCategory::Setting, CVAR_RANDOMIZER_SETTING("StartingNuts"), "", WidgetType::Checkbox, RO_GENERIC_OFF);
     OPT_BOOL(RSK_FULL_WALLETS, "Full Wallets", {"No", "Yes"}, OptionCategory::Setting, CVAR_RANDOMIZER_SETTING("FullWallets"), mOptionDescriptions[RSK_FULL_WALLETS], WidgetType::Checkbox, RO_GENERIC_OFF);
+    OPT_BOOL(RSK_BANK_CARDS, "Bank Cards", CVAR_RANDOMIZER_SETTING("BankCards"), mOptionDescriptions[RSK_BANK_CARDS]);
     OPT_BOOL(RSK_STARTING_ZELDAS_LULLABY, "Start with Zelda's Lullaby", CVAR_RANDOMIZER_SETTING("StartingZeldasLullaby"), "", IMFLAG_NONE);
     OPT_BOOL(RSK_STARTING_EPONAS_SONG, "Start with Epona's Song", CVAR_RANDOMIZER_SETTING("StartingEponasSong"), "", IMFLAG_NONE);
     OPT_BOOL(RSK_STARTING_SARIAS_SONG, "Start with Saria's Song", CVAR_RANDOMIZER_SETTING("StartingSariasSong"), "", IMFLAG_NONE);
@@ -1430,6 +1431,7 @@ void Settings::CreateOptions() {
     mOptionGroups[RSG_ADDITIONAL_FEATURES_IMGUI] = OptionGroup::SubGroup("Additional Features",
                                                                          {
                                                                              &mOptions[RSK_FULL_WALLETS],
+                                                                             &mOptions[RSK_BANK_CARDS],
                                                                              &mOptions[RSK_BOMBCHU_BAG],
                                                                              &mOptions[RSK_ENABLE_BOMBCHU_DROPS],
                                                                              &mOptions[RSK_BLUE_FIRE_ARROWS],
diff --git a/soh/src/code/z_parameter.c b/soh/src/code/z_parameter.c
index 3b1d91f056a..39ad4bff419 100644
--- a/soh/src/code/z_parameter.c
+++ b/soh/src/code/z_parameter.c
@@ -20,6 +20,7 @@
 #include "soh/Enhancements/game-interactor/GameInteractor.h"
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
 #include "soh/Enhancements/randomizer/randomizer_grotto.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 #include "soh/OTRGlobals.h"
 #include "soh/ResourceManagerHelpers.h"
 #include "soh/Enhancements/gameplaystats.h"
@@ -2071,13 +2072,13 @@ u8 Item_Give(PlayState* play, u8 item) {
         return Return_Item(item, MOD_NONE, ITEM_NONE);
     } else if (item == ITEM_WALLET_ADULT) {
         Inventory_ChangeUpgrade(UPG_WALLET, 1);
-        if (IS_RANDO && Randomizer_GetSettingValue(RSK_FULL_WALLETS)) {
+        if (Randomizer_BankCards_ShouldApplyFullWallets()) {
             Rupees_ChangeBy(200);
         }
         return Return_Item(item, MOD_NONE, ITEM_NONE);
     } else if (item == ITEM_WALLET_GIANT) {
         Inventory_ChangeUpgrade(UPG_WALLET, 2);
-        if (IS_RANDO && Randomizer_GetSettingValue(RSK_FULL_WALLETS)) {
+        if (Randomizer_BankCards_ShouldApplyFullWallets()) {
             Rupees_ChangeBy(500);
         }
         return Return_Item(item, MOD_NONE, ITEM_NONE);
@@ -5353,7 +5354,9 @@ void Interface_Draw(PlayState* play) {
                 // Rupee Counter
                 gDPPipeSync(OVERLAY_DISP++);
 
-                if (gSaveContext.rupees == CUR_CAPACITY(UPG_WALLET)) {
+                s16 rupeeLimit = Randomizer_BankCards_GetMaxRupees();
+
+                if (gSaveContext.rupees == rupeeLimit) {
                     gDPSetPrimColor(OVERLAY_DISP++, 0, 0, 120, 255, 0, interfaceCtx->magicAlpha);
                 } else if (gSaveContext.rupees != 0) {
                     gDPSetPrimColor(OVERLAY_DISP++, 0, 0, 255, 255, 255, interfaceCtx->magicAlpha);
@@ -5364,27 +5367,40 @@ void Interface_Draw(PlayState* play) {
                 gDPSetCombineLERP(OVERLAY_DISP++, 0, 0, 0, PRIMITIVE, TEXEL0, 0, PRIMITIVE, 0, 0, 0, 0, PRIMITIVE,
                                   TEXEL0, 0, PRIMITIVE, 0);
 
-                interfaceCtx->counterDigits[0] = interfaceCtx->counterDigits[1] = 0;
-                interfaceCtx->counterDigits[2] = gSaveContext.rupees;
+                s16 digitStart = rupeeDigitsFirst[CUR_UPG_VALUE(UPG_WALLET)];
+                s16 digitCount = rupeeDigitsCount[CUR_UPG_VALUE(UPG_WALLET)];
 
-                if ((interfaceCtx->counterDigits[2] > 9999) || (interfaceCtx->counterDigits[2] < 0)) {
-                    interfaceCtx->counterDigits[2] &= 0xDDD;
-                }
+                if (!Randomizer_BankCards_FormatRupeeDigits(gSaveContext.rupees, interfaceCtx->counterDigits,
+                                                            &digitStart, &digitCount)) {
+                    interfaceCtx->counterDigits[0] = interfaceCtx->counterDigits[1] = 0;
+                    interfaceCtx->counterDigits[2] = gSaveContext.rupees;
+
+                    if ((interfaceCtx->counterDigits[2] > rupeeLimit) || (interfaceCtx->counterDigits[2] < 0)) {
+                        interfaceCtx->counterDigits[2] = rupeeLimit;
+                    }
 
-                while (interfaceCtx->counterDigits[2] >= 100) {
-                    interfaceCtx->counterDigits[0]++;
-                    interfaceCtx->counterDigits[2] -= 100;
+                    while (interfaceCtx->counterDigits[2] >= 100) {
+                        interfaceCtx->counterDigits[0]++;
+                        interfaceCtx->counterDigits[2] -= 100;
+                    }
+
+                    while (interfaceCtx->counterDigits[2] >= 10) {
+                        interfaceCtx->counterDigits[1]++;
+                        interfaceCtx->counterDigits[2] -= 10;
+                    }
                 }
 
-                while (interfaceCtx->counterDigits[2] >= 10) {
-                    interfaceCtx->counterDigits[1]++;
-                    interfaceCtx->counterDigits[2] -= 10;
+                if (Randomizer_BankCardsEnabled()) {
+                    // Always show 4 slots when bank cards are on so 9999 is readable and lower values stay aligned.
+                    digitStart = 0;
+                    digitCount = 4;
                 }
 
-                svar2 = rupeeDigitsFirst[CUR_UPG_VALUE(UPG_WALLET)];
-                svar5 = rupeeDigitsCount[CUR_UPG_VALUE(UPG_WALLET)];
+                svar2 = digitStart;
+                svar5 = digitCount;
+                s16 digitOffset = Randomizer_BankCardsEnabled() ? 8 : 16;
 
-                for (svar1 = 0, svar3 = 16; svar1 < svar5; svar1++, svar2++, svar3 += 8) {
+                for (svar1 = 0, svar3 = digitOffset; svar1 < svar5; svar1++, svar2++, svar3 += 8) {
                     OVERLAY_DISP = Gfx_TextureI8(OVERLAY_DISP, ((u8*)digitTextures[interfaceCtx->counterDigits[svar2]]),
                                                  8, 16, PosX_RC + svar3, PosY_RC, 8, 16, 1 << 10, 1 << 10);
                 }
@@ -6672,16 +6688,17 @@ void Interface_Update(PlayState* play) {
         !Play_InCsMode(play)) {}
 
     if (gSaveContext.rupeeAccumulator != 0) {
+        s16 maxRupees = Randomizer_BankCards_GetMaxRupees();
         if (gSaveContext.rupeeAccumulator > 0) {
-            if (gSaveContext.rupees < CUR_CAPACITY(UPG_WALLET)) {
+            if (gSaveContext.rupees < maxRupees) {
                 gSaveContext.rupeeAccumulator--;
                 gSaveContext.rupees++;
                 Audio_PlaySoundGeneral(NA_SE_SY_RUPY_COUNT, &gSfxDefaultPos, 4, &gSfxDefaultFreqAndVolScale,
                                        &gSfxDefaultFreqAndVolScale, &gSfxDefaultReverb);
             } else {
                 // "Rupee Amount MAX = %d"
-                osSyncPrintf("ルピー数ＭＡＸ = %d\n", CUR_CAPACITY(UPG_WALLET));
-                gSaveContext.rupees = CUR_CAPACITY(UPG_WALLET);
+                osSyncPrintf("ルピー数ＭＡＸ = %d\n", maxRupees);
+                gSaveContext.rupees = maxRupees;
                 gSaveContext.rupeeAccumulator = 0;
             }
         } else if (gSaveContext.rupees != 0) {
diff --git a/soh/src/overlays/actors/ovl_En_Dns/z_en_dns.c b/soh/src/overlays/actors/ovl_En_Dns/z_en_dns.c
index 4ba3520b19e..793151ed2fa 100644
--- a/soh/src/overlays/actors/ovl_En_Dns/z_en_dns.c
+++ b/soh/src/overlays/actors/ovl_En_Dns/z_en_dns.c
@@ -10,6 +10,7 @@
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
 #include "soh/OTRGlobals.h"
 #include "soh/ResourceManagerHelpers.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 
 #define FLAGS (ACTOR_FLAG_ATTENTION_ENABLED | ACTOR_FLAG_FRIENDLY)
 
@@ -179,7 +180,7 @@ u32 EnDns_CanBuyDekuNuts(EnDns* this) {
     if ((CUR_CAPACITY(UPG_NUTS) != 0) && (AMMO(ITEM_NUT) >= CUR_CAPACITY(UPG_NUTS))) {
         return DNS_CANBUY_RESULT_CAPACITY_FULL;
     }
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_NUT) == ITEM_NONE) {
@@ -192,7 +193,7 @@ u32 EnDns_CanBuyDekuSticks(EnDns* this) {
     if ((CUR_CAPACITY(UPG_STICKS) != 0) && (AMMO(ITEM_STICK) >= CUR_CAPACITY(UPG_STICKS))) {
         return DNS_CANBUY_RESULT_CAPACITY_FULL;
     }
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_STICK) == ITEM_NONE) {
@@ -202,7 +203,7 @@ u32 EnDns_CanBuyDekuSticks(EnDns* this) {
 }
 
 u32 EnDns_CanBuyPrice(EnDns* this) {
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     return DNS_CANBUY_RESULT_SUCCESS;
@@ -215,7 +216,7 @@ u32 EnDns_CanBuyDekuSeeds(EnDns* this) {
     if (AMMO(ITEM_SLINGSHOT) >= CUR_CAPACITY(UPG_BULLET_BAG)) {
         return DNS_CANBUY_RESULT_CAPACITY_FULL;
     }
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_SEEDS) == ITEM_NONE) {
@@ -228,7 +229,7 @@ u32 EnDns_CanBuyDekuShield(EnDns* this) {
     if (CHECK_OWNED_EQUIP_ALT(EQUIP_TYPE_SHIELD, EQUIP_INV_SHIELD_DEKU)) {
         return DNS_CANBUY_RESULT_CAPACITY_FULL;
     }
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     return DNS_CANBUY_RESULT_SUCCESS;
@@ -241,7 +242,7 @@ u32 EnDns_CanBuyBombs(EnDns* this) {
     if (AMMO(ITEM_BOMB) >= CUR_CAPACITY(UPG_BOMB_BAG)) {
         return DNS_CANBUY_RESULT_CAPACITY_FULL;
     }
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     return DNS_CANBUY_RESULT_SUCCESS;
@@ -254,7 +255,7 @@ u32 EnDns_CanBuyArrows(EnDns* this) {
     if (AMMO(ITEM_BOW) >= CUR_CAPACITY(UPG_QUIVER)) {
         return DNS_CANBUY_RESULT_CAPACITY_FULL;
     }
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     return DNS_CANBUY_RESULT_SUCCESS;
@@ -264,7 +265,7 @@ u32 EnDns_CanBuyBottle(EnDns* this) {
     if (!Inventory_HasEmptyBottle()) {
         return DNS_CANBUY_RESULT_CAPACITY_FULL;
     }
-    if (gSaveContext.rupees < this->dnsItemEntry->itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(this->dnsItemEntry->itemPrice)) {
         return DNS_CANBUY_RESULT_NEED_RUPEES;
     }
     return DNS_CANBUY_RESULT_SUCCESS;
diff --git a/soh/src/overlays/actors/ovl_En_Ds/z_en_ds.c b/soh/src/overlays/actors/ovl_En_Ds/z_en_ds.c
index 1c5566d54e4..73e4a374c23 100644
--- a/soh/src/overlays/actors/ovl_En_Ds/z_en_ds.c
+++ b/soh/src/overlays/actors/ovl_En_Ds/z_en_ds.c
@@ -9,6 +9,7 @@
 #include "soh/OTRGlobals.h"
 #include "soh/ResourceManagerHelpers.h"
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 
 #define FLAGS (ACTOR_FLAG_ATTENTION_ENABLED | ACTOR_FLAG_FRIENDLY)
 
@@ -166,7 +167,7 @@ void EnDs_OfferOddPotion(EnDs* this, PlayState* play) {
 }
 
 s32 EnDs_CheckRupeesAndBottle() {
-    if (GameInteractor_Should(VB_GRANNY_SAY_INSUFFICIENT_RUPEES, gSaveContext.rupees < 100, NULL)) {
+    if (GameInteractor_Should(VB_GRANNY_SAY_INSUFFICIENT_RUPEES, !Randomizer_BankCards_CanSpend(100), NULL)) {
         return 0;
     } else if (GameInteractor_Should(VB_NEED_BOTTLE_FOR_GRANNYS_ITEM, Inventory_HasEmptyBottle() == 0)) {
         return 1;
diff --git a/soh/src/overlays/actors/ovl_En_GirlA/z_en_girla.c b/soh/src/overlays/actors/ovl_En_GirlA/z_en_girla.c
index a8924cf11b1..70345c9470f 100644
--- a/soh/src/overlays/actors/ovl_En_GirlA/z_en_girla.c
+++ b/soh/src/overlays/actors/ovl_En_GirlA/z_en_girla.c
@@ -9,6 +9,7 @@
 
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
 #include "soh/OTRGlobals.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 #include <assert.h>
 
 #define FLAGS (ACTOR_FLAG_ATTENTION_ENABLED | ACTOR_FLAG_FRIENDLY | ACTOR_FLAG_UPDATE_CULLING_DISABLED)
@@ -544,7 +545,7 @@ s32 EnGirlA_CanBuy_Arrows(PlayState* play, EnGirlA* this) {
     if (AMMO(ITEM_BOW) >= CUR_CAPACITY(UPG_QUIVER)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     return CANBUY_RESULT_SUCCESS;
@@ -557,7 +558,7 @@ s32 EnGirlA_CanBuy_Bombs(PlayState* play, EnGirlA* this) {
     if (AMMO(ITEM_BOMB) >= CUR_CAPACITY(UPG_BOMB_BAG)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     return CANBUY_RESULT_SUCCESS;
@@ -571,7 +572,7 @@ s32 EnGirlA_CanBuy_DekuNuts(PlayState* play, EnGirlA* this) {
     if ((CUR_CAPACITY(UPG_NUTS) != 0) && (AMMO(ITEM_NUT) >= CUR_CAPACITY(UPG_NUTS))) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if ((Item_CheckObtainability(ITEM_NUT) == ITEM_NONE) && !CVarGetInteger(CVAR_ENHANCEMENT("FastDrops"), 0)) {
@@ -588,7 +589,7 @@ s32 EnGirlA_CanBuy_DekuSticks(PlayState* play, EnGirlA* this) {
     if ((CUR_CAPACITY(UPG_STICKS) != 0) && (AMMO(ITEM_STICK) >= CUR_CAPACITY(UPG_STICKS))) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if ((Item_CheckObtainability(ITEM_STICK) == ITEM_NONE) && !CVarGetInteger(CVAR_ENHANCEMENT("FastDrops"), 0)) {
@@ -601,7 +602,7 @@ s32 EnGirlA_CanBuy_Fish(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_FISH) == ITEM_NONE) {
@@ -614,7 +615,7 @@ s32 EnGirlA_CanBuy_RedPotion(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_POTION_RED) == ITEM_NONE) {
@@ -627,7 +628,7 @@ s32 EnGirlA_CanBuy_GreenPotion(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_POTION_GREEN) == ITEM_NONE) {
@@ -640,7 +641,7 @@ s32 EnGirlA_CanBuy_BluePotion(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_POTION_BLUE) == ITEM_NONE) {
@@ -654,7 +655,7 @@ s32 EnGirlA_CanBuy_Longsword(PlayState* play, EnGirlA* this) {
         !CHECK_OWNED_EQUIP_ALT(EQUIP_TYPE_SWORD, EQUIP_INV_SWORD_BROKENGIANTKNIFE)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_SWORD_BGS) == ITEM_NONE) {
@@ -667,7 +668,7 @@ s32 EnGirlA_CanBuy_HylianShield(PlayState* play, EnGirlA* this) {
     if (CHECK_OWNED_EQUIP_ALT(EQUIP_TYPE_SHIELD, EQUIP_INV_SHIELD_HYLIAN)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_SHIELD_HYLIAN) == ITEM_NONE) {
@@ -680,7 +681,7 @@ s32 EnGirlA_CanBuy_DekuShield(PlayState* play, EnGirlA* this) {
     if (CHECK_OWNED_EQUIP_ALT(EQUIP_TYPE_SHIELD, EQUIP_INV_SHIELD_DEKU)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_SHIELD_DEKU) == ITEM_NONE) {
@@ -697,7 +698,7 @@ s32 EnGirlA_CanBuy_GoronTunic(PlayState* play, EnGirlA* this) {
     if (CHECK_OWNED_EQUIP_ALT(EQUIP_TYPE_TUNIC, EQUIP_INV_TUNIC_GORON)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_TUNIC_GORON) == ITEM_NONE) {
@@ -714,7 +715,7 @@ s32 EnGirlA_CanBuy_ZoraTunic(PlayState* play, EnGirlA* this) {
     if (CHECK_OWNED_EQUIP_ALT(EQUIP_TYPE_TUNIC, EQUIP_INV_TUNIC_ZORA)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_TUNIC_ZORA) == ITEM_NONE) {
@@ -727,14 +728,14 @@ s32 EnGirlA_CanBuy_Health(PlayState* play, EnGirlA* this) {
     if (gSaveContext.healthCapacity == gSaveContext.health) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     return CANBUY_RESULT_SUCCESS;
 }
 
 s32 EnGirlA_CanBuy_MilkBottle(PlayState* play, EnGirlA* this) {
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_MILK_BOTTLE) == ITEM_NONE) {
@@ -744,7 +745,7 @@ s32 EnGirlA_CanBuy_MilkBottle(PlayState* play, EnGirlA* this) {
 }
 
 s32 EnGirlA_CanBuy_WeirdEgg(PlayState* play, EnGirlA* this) {
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_LETTER_ZELDA) == ITEM_NONE) {
@@ -770,7 +771,7 @@ s32 EnGirlA_CanBuy_Bombchus(PlayState* play, EnGirlA* this) {
     if (AMMO(ITEM_BOMBCHU) >= 50) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_BOMBCHU) == ITEM_NONE) {
@@ -783,7 +784,7 @@ s32 EnGirlA_CanBuy_DekuSeeds(PlayState* play, EnGirlA* this) {
     if (AMMO(ITEM_SLINGSHOT) >= CUR_CAPACITY(UPG_BULLET_BAG)) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if ((Item_CheckObtainability(ITEM_SEEDS) == ITEM_NONE) && !CVarGetInteger(CVAR_ENHANCEMENT("FastDrops"), 0)) {
@@ -800,7 +801,7 @@ s32 EnGirlA_CanBuy_BlueFire(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_BLUE_FIRE) == ITEM_NONE) {
@@ -813,7 +814,7 @@ s32 EnGirlA_CanBuy_Bugs(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_BUG) == ITEM_NONE) {
@@ -826,7 +827,7 @@ s32 EnGirlA_CanBuy_Poe(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_POE) == ITEM_NONE) {
@@ -839,7 +840,7 @@ s32 EnGirlA_CanBuy_Fairy(PlayState* play, EnGirlA* this) {
     if (!Inventory_HasEmptyBottle()) {
         return CANBUY_RESULT_NEED_BOTTLE;
     }
-    if (gSaveContext.rupees < this->basePrice) {
+    if (!Randomizer_BankCards_CanSpend(this->basePrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
     if (Item_CheckObtainability(ITEM_FAIRY) == ITEM_NONE) {
@@ -868,7 +869,7 @@ s32 EnGirlA_CanBuy_Randomizer(PlayState* play, EnGirlA* this) {
         return CANBUY_RESULT_CANT_GET_NOW;
     }
 
-    if (gSaveContext.rupees < shopItemIdentity.itemPrice) {
+    if (!Randomizer_BankCards_CanSpend(shopItemIdentity.itemPrice)) {
         return CANBUY_RESULT_NEED_RUPEES;
     }
 
diff --git a/soh/src/overlays/actors/ovl_En_Gm/z_en_gm.c b/soh/src/overlays/actors/ovl_En_Gm/z_en_gm.c
index 35f1cb9675c..4a9bfda95da 100644
--- a/soh/src/overlays/actors/ovl_En_Gm/z_en_gm.c
+++ b/soh/src/overlays/actors/ovl_En_Gm/z_en_gm.c
@@ -9,6 +9,7 @@
 #include "objects/object_gm/object_gm.h"
 #include "vt.h"
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 #include <assert.h>
 #include "soh/OTRGlobals.h"
 #include "soh/ResourceManagerHelpers.h"
@@ -248,7 +249,8 @@ void EnGm_ProcessChoiceIndex(EnGm* this, PlayState* play) {
     if (Message_GetState(&play->msgCtx) == TEXT_STATE_CHOICE && Message_ShouldAdvance(play)) {
         switch (play->msgCtx.choiceIndex) {
             case 0: // yes
-                if (GameInteractor_Should(VB_CHECK_RANDO_PRICE_OF_MEDIGORON, gSaveContext.rupees < 200, this)) {
+                if (GameInteractor_Should(VB_CHECK_RANDO_PRICE_OF_MEDIGORON,
+                                          !Randomizer_BankCards_CanSpend(200), this)) {
                     Message_ContinueTextbox(play, 0xC8);
                     this->actionFunc = func_80A3DD7C;
                 } else {
diff --git a/soh/src/overlays/actors/ovl_En_Js/z_en_js.c b/soh/src/overlays/actors/ovl_En_Js/z_en_js.c
index 8abb0b5d10f..f56850521ab 100644
--- a/soh/src/overlays/actors/ovl_En_Js/z_en_js.c
+++ b/soh/src/overlays/actors/ovl_En_Js/z_en_js.c
@@ -9,6 +9,7 @@
 #include "soh/OTRGlobals.h"
 #include "soh/ResourceManagerHelpers.h"
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 
 #define FLAGS (ACTOR_FLAG_ATTENTION_ENABLED | ACTOR_FLAG_FRIENDLY)
 
@@ -145,7 +146,8 @@ void func_80A891C4(EnJs* this, PlayState* play) {
     if (Message_GetState(&play->msgCtx) == TEXT_STATE_CHOICE && Message_ShouldAdvance(play)) {
         switch (play->msgCtx.choiceIndex) {
             case 0: // yes
-                if (GameInteractor_Should(VB_CHECK_RANDO_PRICE_OF_CARPET_SALESMAN, gSaveContext.rupees < 200, this)) {
+                if (GameInteractor_Should(VB_CHECK_RANDO_PRICE_OF_CARPET_SALESMAN,
+                                          !Randomizer_BankCards_CanSpend(200), this)) {
                     Message_ContinueTextbox(play, 0x6075);
                     func_80A89008(this);
                 } else {
diff --git a/soh/src/overlays/actors/ovl_En_Ossan/z_en_ossan.c b/soh/src/overlays/actors/ovl_En_Ossan/z_en_ossan.c
index d78daafe457..ffd8ff0756a 100644
--- a/soh/src/overlays/actors/ovl_En_Ossan/z_en_ossan.c
+++ b/soh/src/overlays/actors/ovl_En_Ossan/z_en_ossan.c
@@ -16,6 +16,7 @@
 #include "soh/Enhancements/randomizer/randomizer_entrance.h"
 #include "soh/Enhancements/cosmetics/cosmeticsTypes.h"
 #include "soh/Enhancements/game-interactor/GameInteractor_Hooks.h"
+#include "soh/Enhancements/randomizer/BankCards.h"
 #include <assert.h>
 #include "soh/OTRGlobals.h"
 
@@ -888,7 +889,7 @@ u8 EnOssan_CursorLeft(EnOssan* this, u8 cursorIndex, u8 shelfSlotMax) {
 void EnOssan_TryPaybackMask(EnOssan* this, PlayState* play) {
     s16 price = sMaskPaymentPrice[this->happyMaskShopState];
 
-    if (gSaveContext.rupees < price) {
+    if (!Randomizer_BankCards_CanSpend(price)) {
         Message_ContinueTextbox(play, 0x70A8);
         this->happyMaskShopkeeperEyeIdx = 1;
         this->happyMaskShopState = OSSAN_HAPPY_STATE_ANGRY;