diff --git a/src/app/dashboard/settings/page.tsx b/src/app/dashboard/settings/page.tsx
index 0552fb6..8750383 100644
--- a/src/app/dashboard/settings/page.tsx
+++ b/src/app/dashboard/settings/page.tsx
@@ -1,6 +1,9 @@
 'use client';
 
 import { useEffect, useState } from 'react';
+import { Bell, Shield, Save, Loader2, Trash2 } from 'lucide-react';
+import { Breadcrumb } from '@/components/ui';
+import DeleteAccountModal from '@/components/auth/DeleteAccountModal';
 import { Bell, Shield, Save, Loader2, Zap } from 'lucide-react';
 import { Breadcrumb } from '@/components/ui';
 import { useReducedMotion } from '@/lib/hooks/use-reduced-motion';
@@ -13,6 +16,7 @@ export default function SettingsPage() {
   const [emailUpdates, setEmailUpdates] = useState(true);
   const [courseUpdates, setCourseUpdates] = useState(true);
   const [securityAlerts, setSecurityAlerts] = useState(true);
+  const [deleteModalOpen, setDeleteModalOpen] = useState(false);
 
   const { prefersReducedMotion, setManualOverride, clearManualOverride, hasManualOverride, mounted } = useReducedMotion();
   const [localReducedMotion, setLocalReducedMotion] = useState(false);
@@ -199,6 +203,26 @@ export default function SettingsPage() {
           Preferences will be updated once backend endpoints are available.
         </span>
       </div>
+
+      <section className="card mt-8 border-red-100 p-6">
+        <div className="flex items-start justify-between gap-4">
+          <div>
+            <div className="flex items-center gap-2">
+              <Trash2 className="h-4 w-4 text-red-600" aria-hidden="true" />
+              <h2 className="font-semibold text-ink-900">Danger zone</h2>
+            </div>
+            <p className="mt-2 max-w-xl text-sm text-ink-500">
+              Permanently delete your account, progress, certificates, and course access.
+            </p>
+          </div>
+          <button type="button" onClick={() => setDeleteModalOpen(true)} className="btn-danger shrink-0">
+            <Trash2 className="h-4 w-4" aria-hidden="true" />
+            Delete account
+          </button>
+        </div>
+      </section>
+
+      <DeleteAccountModal open={deleteModalOpen} onClose={() => setDeleteModalOpen(false)} />
     </div>
   );
 }
diff --git a/src/components/auth/DeleteAccountModal.tsx b/src/components/auth/DeleteAccountModal.tsx
new file mode 100644
index 0000000..324b765
--- /dev/null
+++ b/src/components/auth/DeleteAccountModal.tsx
@@ -0,0 +1,206 @@
+'use client';
+
+import { useEffect, useState } from 'react';
+import { AlertTriangle, Check, Loader2, X } from 'lucide-react';
+import { useRouter } from 'next/navigation';
+import { useForm } from 'react-hook-form';
+import { useAuthStore } from '@/lib/hooks/use-auth-store';
+
+type DeleteAccountFormValues = {
+  understood: boolean;
+  password: string;
+};
+
+type DeleteAccountModalProps = {
+  open: boolean;
+  onClose: () => void;
+};
+
+const consequences = [
+  'All course progress and enrolled course access will be permanently removed.',
+  'Your certificates and learning history will be deleted.',
+  'Any pending refunds or account-related claims may no longer be available.',
+];
+
+export default function DeleteAccountModal({ open, onClose }: DeleteAccountModalProps) {
+  const router = useRouter();
+  const deleteAccount = useAuthStore((state) => state.deleteAccount);
+  const [step, setStep] = useState<1 | 2 | 3>(1);
+  const [formError, setFormError] = useState<string | null>(null);
+  const [secondsRemaining, setSecondsRemaining] = useState(5);
+
+  const {
+    register,
+    handleSubmit,
+    reset,
+    trigger,
+    formState: { errors, isSubmitting },
+  } = useForm<DeleteAccountFormValues>({
+    defaultValues: { understood: false, password: '' },
+    mode: 'onSubmit',
+  });
+
+  useEffect(() => {
+    if (open) {
+      setStep(1);
+      setFormError(null);
+      setSecondsRemaining(5);
+      reset({ understood: false, password: '' });
+    }
+  }, [open, reset]);
+
+  useEffect(() => {
+    if (!open || step !== 3) return;
+
+    const countdown = window.setInterval(() => {
+      setSecondsRemaining((value) => Math.max(value - 1, 0));
+    }, 1000);
+    const redirect = window.setTimeout(() => router.replace('/'), 5000);
+
+    return () => {
+      window.clearInterval(countdown);
+      window.clearTimeout(redirect);
+    };
+  }, [open, router, step]);
+
+  useEffect(() => {
+    if (!open) return;
+
+    const handleKeyDown = (event: KeyboardEvent) => {
+      if (event.key === 'Escape' && step !== 3) onClose();
+    };
+
+    window.addEventListener('keydown', handleKeyDown);
+    return () => window.removeEventListener('keydown', handleKeyDown);
+  }, [onClose, open, step]);
+
+  if (!open) return null;
+
+  const goToPasswordStep = async () => {
+    setFormError(null);
+    if (await trigger('understood')) setStep(2);
+  };
+
+  const submitPassword = async ({ password }: DeleteAccountFormValues) => {
+    setFormError(null);
+
+    try {
+      await deleteAccount(password);
+      setStep(3);
+    } catch (error: any) {
+      const message = error?.response?.data?.message ?? error?.response?.data?.error;
+      setFormError(typeof message === 'string' ? message : 'We could not delete your account. Check your password and try again.');
+    }
+  };
+
+  return (
+    <div className="fixed inset-0 z-50 flex items-center justify-center bg-ink-950/70 px-4 py-6">
+      <button
+        type="button"
+        className="absolute inset-0 cursor-default"
+        aria-label="Close account deletion dialog"
+        onClick={step === 3 ? undefined : onClose}
+      />
+
+      <div
+        role="dialog"
+        aria-modal="true"
+        aria-labelledby="delete-account-title"
+        aria-describedby="delete-account-description"
+        className="relative max-h-full w-full max-w-lg overflow-y-auto rounded-3xl border border-red-100 bg-white p-6 shadow-2xl sm:p-8"
+        onClick={(event) => event.stopPropagation()}
+      >
+        {step !== 3 && (
+          <button
+            type="button"
+            onClick={onClose}
+            className="absolute right-4 top-4 rounded-full p-2 text-ink-400 transition-colors hover:bg-ink-50 hover:text-ink-700"
+            aria-label="Close"
+          >
+            <X className="h-4 w-4" />
+          </button>
+        )}
+
+        {step === 3 ? (
+          <div className="py-6 text-center">
+            <div className="mx-auto flex h-14 w-14 items-center justify-center rounded-full bg-leaf-50 text-leaf-600">
+              <Check className="h-7 w-7" aria-hidden="true" />
+            </div>
+            <h2 id="delete-account-title" className="mt-5 font-display text-2xl font-semibold text-ink-900">
+              Your account has been deleted
+            </h2>
+            <p id="delete-account-description" className="mt-2 text-sm text-ink-500">
+              Your enrolled course access has been revoked. You will be redirected to the homepage in {secondsRemaining} seconds.
+            </p>
+          </div>
+        ) : (
+          <form onSubmit={handleSubmit(submitPassword)} noValidate>
+            <div className="mb-6 flex items-start gap-3 pr-8">
+              <div className="mt-0.5 rounded-full bg-red-50 p-2 text-red-600">
+                <AlertTriangle className="h-5 w-5" aria-hidden="true" />
+              </div>
+              <div>
+                <p className="text-xs font-semibold uppercase tracking-[0.16em] text-red-600">Step {step} of 2</p>
+                <h2 id="delete-account-title" className="mt-1 font-display text-2xl font-semibold text-ink-900">
+                  {step === 1 ? 'Delete your account?' : 'Confirm your identity'}
+                </h2>
+              </div>
+            </div>
+
+            {step === 1 ? (
+              <>
+                <p id="delete-account-description" className="text-sm leading-6 text-ink-600">
+                  This action is permanent. Once your account is deleted, it cannot be restored.
+                </p>
+                <ul className="mt-5 space-y-3 rounded-2xl border border-red-100 bg-red-50/60 p-4 text-sm text-ink-700">
+                  {consequences.map((consequence) => (
+                    <li key={consequence} className="flex gap-3">
+                      <span className="mt-0.5 text-red-600" aria-hidden="true">•</span>
+                      <span>{consequence}</span>
+                    </li>
+                  ))}
+                </ul>
+                <label className="mt-5 flex cursor-pointer items-start gap-3 text-sm text-ink-700">
+                  <input
+                    type="checkbox"
+                    className="mt-0.5 h-4 w-4 rounded border-ink-300 text-red-600 focus:ring-red-500"
+                    {...register('understood', { required: 'Please confirm that you understand.' })}
+                  />
+                  <span>I understand that deleting my account is permanent.</span>
+                </label>
+                {errors.understood && <p className="mt-2 text-xs text-red-600" role="alert">{errors.understood.message}</p>}
+                <div className="mt-6 flex justify-end gap-3">
+                  <button type="button" onClick={onClose} className="btn-secondary">Cancel</button>
+                  <button type="button" onClick={goToPasswordStep} className="btn-danger">Continue</button>
+                </div>
+              </>
+            ) : (
+              <>
+                <p id="delete-account-description" className="text-sm leading-6 text-ink-600">
+                  Enter your current password to verify your identity before we permanently delete your account.
+                </p>
+                <label htmlFor="delete-account-password" className="label mt-5">Current password</label>
+                <input
+                  id="delete-account-password"
+                  type="password"
+                  autoComplete="current-password"
+                  className="input"
+                  aria-invalid={!!errors.password}
+                  {...register('password', { required: 'Current password is required.' })}
+                />
+                {errors.password && <p className="mt-2 text-xs text-red-600" role="alert">{errors.password.message}</p>}
+                {formError && <p className="mt-3 rounded-lg bg-red-50 px-3 py-2 text-xs text-red-700" role="alert">{formError}</p>}
+                <div className="mt-6 flex justify-between gap-3">
+                  <button type="button" onClick={() => { setFormError(null); setStep(1); }} className="btn-secondary">Back</button>
+                  <button type="submit" disabled={isSubmitting} className="btn-danger">
+                    {isSubmitting ? <><Loader2 className="h-4 w-4 animate-spin" aria-hidden="true" /> Deleting...</> : 'Delete account'}
+                  </button>
+                </div>
+              </>
+            )}
+          </form>
+        )}
+      </div>
+    </div>
+  );
+}
diff --git a/src/lib/api/services.ts b/src/lib/api/services.ts
index 6e1fc63..3277882 100644
--- a/src/lib/api/services.ts
+++ b/src/lib/api/services.ts
@@ -376,6 +376,9 @@ export const usersApi = {
     const { data } = await apiClient.patch<ApiResponse<User>>('/users/me', payload);
     return data.data;
   },
+  deleteAccount: async (password: string): Promise<void> => {
+    await apiClient.delete('/users/me', { data: { password } });
+  },
   getInstructorStats: async () => {
     const { data } = await apiClient.get('/users/me/instructor-stats');
     return data.data;
diff --git a/src/lib/hooks/use-auth-store.ts b/src/lib/hooks/use-auth-store.ts
index 6a4885d..e5a89bb 100644
--- a/src/lib/hooks/use-auth-store.ts
+++ b/src/lib/hooks/use-auth-store.ts
@@ -1,5 +1,6 @@
 import { create } from 'zustand';
 import type { User } from '@/types';
+import { usersApi } from '@/lib/api/services';
 
 interface AuthState {
   address:     string | null;
@@ -9,6 +10,7 @@ interface AuthState {
   setAuth:     (address: string, token: string, user: User, rememberMe?: boolean) => void;
   setAddress:  (address: string) => void;
   updateUser:  (patch: Partial<User>) => void;
+  deleteAccount: (password: string) => Promise<void>;
   logout:      () => void;
   rehydrate:   () => void;
 }
@@ -31,6 +33,16 @@ export const useAuthStore = create<AuthState>((set) => ({
   updateUser: (patch) =>
     set((state) => ({ user: state.user ? { ...state.user, ...patch } : state.user })),
 
+  deleteAccount: async (password) => {
+    await usersApi.deleteAccount(password);
+    if (typeof window !== 'undefined') {
+      localStorage.removeItem('hamplard_token');
+      localStorage.removeItem('hamplard_address');
+      document.cookie = 'hamplard_token=; path=/; max-age=0';
+    }
+    set({ address: null, token: null, user: null, isConnected: false });
+  },
+
   logout: () => {
     if (typeof window !== 'undefined') {
       localStorage.removeItem('hamplard_token');